by admin | Jul 3, 2026 | News
Arizona faces a severe housing shortage with a 2025 deficit of nearly 56,000 units and a long-term gap exceeding 110,000 homes. Residential permits dropped 14% in 2025, the slowest since 2019, making it take over 119 years to close the gap at current rates. Home...
by admin | Jul 2, 2026 | News
Mortgage rates above historical norms continue discouraging many potential buyers from entering the housing market. Existing homeowners remain reluctant to sell because replacing their low-rate mortgages would significantly increase monthly payments. Home sales...
by admin | Jul 1, 2026 | News
Home equity loans deliver fixed-rate lump sums, while HELOCs work as variable-rate credit lines homeowners can draw from as needed over time. A home equity loan may let homeowners borrow up to ~85% of value, then repay in monthly installments tied to property...
by admin | Jun 29, 2026 | News
Phoenix offers strong potential for building homeownership value. Buyers may reach key financial milestones within a reasonable timeframe. Property ownership can support long-term wealth creation. The local market remains attractive for committed homeowners....
by admin | Jun 28, 2026 | News
Homebuyers making a 20% down payment can gain about $427,000 more than renters over 30 years, with break-even points varying by city. Some Midwest and Southern cities have break-even times under five years, while West Coast cities like Portland and San Diego take 16...
