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Mortgage Rate Forecast: Mid-Q3 to Late-Q4 2025

Mortgage Rate Forecast: Mid-Q3 to Late-Q4 2025

Mortgage rates are forecasted to gradually decline from around 6.7% in August to approximately 6.3%-6.5% by December 2025. Leading experts like NAR and Fannie Mae predict rates will stay steady in the mid-6% range with no major drops below 6%. The gradual easing is...
Will Fed Policy Impact Your Loan?

Will Fed Policy Impact Your Loan?

The Fed is expected to hold rates steady through late 2025 at 4.25%–4.5%. Mortgage rates may fluctuate between 6.5% and 7.2% for 30-year loans this year. 15-year mortgage rates are forecasted to stay near 6% depending on inflation trends. Home prices may stabilize...
2.25% Fed Rate: Coming by 2027?

2.25% Fed Rate: Coming by 2027?

Fed projects a 2% in rate cuts by end of 2027. Forecast: Fed funds rate to decline to 2.25%–2.50% by late 2027. Despite tariff-driven inflation bumps, slowing growth will push Fed to cut further. 10-year Treasury yield forecast to fall to 3.25% by 2028, down from 4.2%...

Phoenix Home Prices Down in August

In August, Phoenix home prices fell slightly to a median listing of $475,000, with price per square foot decreasing 0.5%, less than the national 1.2% drop. Listings dropped 6.2% from July but were 35.5% higher than last year. Homes took 68 days to sell, longer than...