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Happy Presidents’ Day
Presidents' Day celebrates all past and present U.S. presidents. It reflects on the nation's founding principles and values, including the Constitution and union. Reading of Washington's Farewell Address by a U.S. senator remains an annual event for...
Negotiate your mortgage rate and save money in the long run
Mortgages vary in type and rates, with 15-year mortgages typically having lower rates than 30-year ones. To negotiate a better mortgage rate, it's essential to shop around and compare offers from multiple lenders. A strong credit score, income, and assets can...
Greater Phoenix home sales rise in 2025 as market shows signs of stability
Single-family home sales in Greater Phoenix rose 4.5% in 2025, outperforming the national 1% decline. December sales increased 12.1%, with pending sales up 2.4% and new listings up 6.9%. The median home price was $480,000, up 0.3%. Homes stayed on the market longer,...
Applying For a Mortgage? Avoid These Common Mistakes
Common mistakes when applying for a mortgage can lead to time, money, and frustration for home buyers. Key errors include making large purchases during the loan process, which can affect your debt-to-income ratio, and not using a local, experienced lender who...
Happy Valentine’s Day
Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to...
Which 2025 Housing Vibes Follow Us Into 2026?
Slide 1 More homes in 2025: inventory jumps ~9%, third year rising—yet 2026 stays quietly seller-leaning. Slide 2 Prices cool their ego: +2.2% growth, slower than wages, shifting power math for buyers. Slide 3 Affordability isn’t “fixed,” but easing rates + incomes...