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Follow These Tips for Refinancing
To ease the mortgage refinancing process, continue making regular payments and prepare your home for appraisal, as first impressions matter. Keep paystubs and bank statements handy, as underwriters may request them. Avoid applying for new credit or changing jobs...
Housing Relief Expected in Phoenix 2026
Phoenix housing prices are expected to fall in 2026. Mortgage rate declines will reduce monthly payment burdens. Slight price changes will still increase affordability for buyers. The market may become more accessible to first-time buyers. Overall housing costs may be...
Mortgage Mistakes: What NOT To Do Before Applying for a Mortgage
Home-buyers should avoid several costly mistakes when applying for a mortgage. Key points include not changing jobs or careers, as this can raise red flags for lenders. Avoid applying for new credit cards or closing major credit accounts, as these actions can...
5 things to know when choosing a mortgage lender
When preparing for a mortgage, it's crucial to compare at least three to five lenders to find the best options, potentially saving up to $3,000. Key factors to consider include interest rates, which can vary significantly among lenders, and various fees that...
Phoenix Housing Market to See Modest Growth in 2026
Phoenix’s market is expected to see increases in 2026, though trends vary by submarket. Limited inventory and strong demand in key neighborhoods support modest price growth.
Phoenix Buyers Could See Lower Monthly Payments in 2026
Phoenix–Mesa–Chandler, AZ is projected to see a notable monthly housing cost decline among the top 50 US metros in 2026. Monthly housing payments in the Phoenix area are projected to fall 5.31% yearly, averaging ~$2,353/mo. Lower mortgage rates combined with modest...