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Happy Valentine’s Day
Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to...
Which 2025 Housing Vibes Follow Us Into 2026?
Slide 1 More homes in 2025: inventory jumps ~9%, third year rising—yet 2026 stays quietly seller-leaning. Slide 2 Prices cool their ego: +2.2% growth, slower than wages, shifting power math for buyers. Slide 3 Affordability isn’t “fixed,” but easing rates + incomes...
Thinking of Listing in Winter? These Tips Can Help
Winter home sales slow due to holidays and cold weather, but motivated buyers remain active. Fewer listings in winter can reduce competition and strengthen seller negotiating power. Improving curb appeal and maintaining safe, clear walkways is essential during winter...
How to Get a Mortgage When You’re Self-Employed
A rising number of Americans are self-employed, making it challenging to secure a mortgage. Lenders may not count all income and often view self-employed individuals as riskier borrowers. However, mortgages for self-employed borrowers are available. To improve chances...
Is a Slow Rebound Coming for US Homes?
Slide 1: 2026 housing rebound is coming—but it’s slow, steady, not a sudden boom. Slide 2: Redfin calls it the “Great Housing Reset”: incomes finally outpacing home prices. Slide 3: NAR predicts +14% existing home sales, +5% new homes, with mortgage rates ~6%. Slide...
An Easy-To-Understand Guide On Mortgage Points
Shopping for a mortgage involves understanding mortgage points, which allow borrowers to pay a fee to lower their interest rate and monthly payments. Typically, one point costs about 1% of the mortgage and reduces the rate by 0.25%. The savings depend on how long you...