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What Not to Do During the Mortgage Process (Avoid These 10 Mistakes)
Homeowners should avoid common mortgage mistakes such as not shopping around for lenders, paying off debt before pre-approval, quitting a job, and lacking cash for closing costs. Other pitfalls include accepting undocumented cash, failing to check credit reports,...
How 2025 shaped Metro Phoenix single-family housing
Greater Phoenix single-family home sales rose 4.5% in 2025, outperforming the national 1% decline. Pending sales increased 2.4%, new listings 6.9%, and inventory supply grew 5.7%. The median home price was $480,000, up 0.3%, with affordability improving by 6%. Market...
Will Early 2026 Mortgage Rates Fuel Housing Demand?
⭐ Slide 1 “Rates dipping again as 2026 nears, giving buyers rare breathing room.” ⭐ Slide 2 “Tiny 10-year Treasury shifts now decide if January drops or jumps.” ⭐ Slide 3 “Low inventory keeps home prices stubborn, quietly pressuring lenders to soften rates.” ⭐ Slide 4...
Investors Target Growing Arizona Markets
Population growth fuels strong rental demand in Arizona. Investors support property values in suburban growth areas. Rental income and occupancy rates attract long-term investment. Neighborhood desirability influences investor interest and prices. Investor activity...
The 4 C’s of Qualifying for a Mortgage
Qualifying for a mortgage can be daunting for first-time homebuyers or those re-entering the market. Lenders assess four core components—capacity, capital, collateral, and credit. They evaluate income, employment history, savings, and monthly debts to ensure borrowers...
Buyers or Sellers: Who Really Wins in the 2026 Housing Market?
The 2026 housing market appears calmer than past years but isn’t clearly favouring buyers or sellers. Homes are spending longer on the market, signalling slower sales compared to the pandemic surge. Inventory has improved but still trails pre-pandemic levels in many...