Blog
How Will Sales and Prices Change in Phoenix 2026?
Home sales projected to grow 4.9% in 2026. Median home prices expected to decline -2.3%. Sales growth offsets falling prices. Buyers may find more affordable options. Sellers face slower price appreciation.
How to apply for a mortgage: The complete guide
Before making a home offer, securing mortgage financing is crucial. Mortgage prequalification is a basic financial review, while preapproval involves detailed verification and carries more weight with sellers. Preapproval requires extensive documentation, including...
Mortgage Rates Drop: Homes Still Climbing?
Slide 1 Homes are finally more budget-friendly—median price $385K, up $9K since last year! Slide 2 Mortgage rates dropped 0.7% since May—your dream home might cost less now. Slide 3 Inventory jumped 18%—more homes to choose from than any November since 2015! Slide 4...
How to Calculate the Break-Even Point on a Mortgage Refinance
Refinancing a mortgage can lead to savings, but it requires upfront costs that may take years to recoup. To determine the break-even point, add total refinancing costs and divide by monthly savings. Common reasons for refinancing include securing a lower interest...
All About How To Shop For A Mortgage: 11 Steps
When shopping for a mortgage, it's essential to prepare your finances by reviewing your credit score, calculating your debt-to-income ratio, and assessing your savings for upfront costs. Determine how much you can afford, including down payments and ongoing...
Local minimum wage increases may help with rent affordability in 2026
National median rents for zero- to two-bedroom units in the 50 largest U.S. metros fell 1% year over year to $1,693 in November, showing continued rent softening through 2025. Median rents remain over 17% higher than in 2019. Only five metros are affordable for two...