by admin | Jan 20, 2026 | News
Before making a home offer, securing mortgage financing is crucial. Mortgage prequalification is a basic financial review, while preapproval involves detailed verification and carries more weight with sellers. Preapproval requires extensive documentation, including...
by admin | Jan 19, 2026 | News
Slide 1 Homes are finally more budget-friendly—median price $385K, up $9K since last year! Slide 2 Mortgage rates dropped 0.7% since May—your dream home might cost less now. Slide 3 Inventory jumped 18%—more homes to choose from than any November since 2015! Slide 4...
by admin | Jan 18, 2026 | News
Refinancing a mortgage can lead to savings, but it requires upfront costs that may take years to recoup. To determine the break-even point, add total refinancing costs and divide by monthly savings. Common reasons for refinancing include securing a lower interest...
by admin | Jan 17, 2026 | News
When shopping for a mortgage, it's essential to prepare your finances by reviewing your credit score, calculating your debt-to-income ratio, and assessing your savings for upfront costs. Determine how much you can afford, including down payments and ongoing...
by admin | Jan 16, 2026 | News
National median rents for zero- to two-bedroom units in the 50 largest U.S. metros fell 1% year over year to $1,693 in November, showing continued rent softening through 2025. Median rents remain over 17% higher than in 2019. Only five metros are affordable for two...
by admin | Jan 15, 2026 | News
Slide 1 Buyers: 2026 quietly shifts power as incomes finally outrun home prices. Slide 2 Affordability improved 7 straight months; longest streak since 2019. Slide 3 Hidden driver: 2.8% income growth beats price growth, boosting buying power even with high rates....
