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Homebuyers, Don’t Wait for a Miracle Rate

Homebuyers, Don’t Wait for a Miracle Rate

Mortgage rates increased after five weeks of declines, driven by stronger-than-expected economic indicators. Experts forecast minimal rate relief through late 2025 despite Federal Reserve predictions of future cuts. Waiting for rate drops may backfire as housing...
Phoenix Homeownership Becomes Easier in 2025

Phoenix Homeownership Becomes Easier in 2025

Phoenix affordability improved as buyer-required income declined in 2025. Affordability gains followed housing price reductions and inventory increases. Market shifted into buyer’s territory over eight months. Sellers now offer concessions up to $15,000 for buyers....
How Big Can Arizona Adus Actually Be?

How Big Can Arizona Adus Actually Be?

Slide 1 Arizona now requires big cities to allow ADUs—giving homeowners new housing options. Slide 2 ADUs max out at 1,000 sq ft or 75% of your main home. Slide 3 Setbacks can be as little as 5 feet, opening doors for smaller lots. Slide 4 HOAs can’t fully ban ADUs,...

Price-to-rent ratios across 52 cities

The price-to-rent ratio helps determine if buying or renting is more affordable in a city by dividing median home price by annual rent. Ratios below 18 favor buying; above 18 favor renting. In 52 U.S. cities, ratios vary widely, with places like San Jose at 45 and...

Homebuying Affordability Is Improving in These 11 Places

The income needed to afford a typical U.S. home is $112,131, slightly up from last year, but has fallen in 11 major metros, mostly Sun Belt cities, due to declining home prices and increased inventory. Meanwhile, affordable Midwest metros like Detroit and Cleveland...
Phoenix Homes: Stability Beats Volatility in 2025–2026

Phoenix Homes: Stability Beats Volatility in 2025–2026

Phoenix home prices cooling slowly, but a major crash is highly unlikely anytime soon. Population boom keeps demand steady: over 4.7 million residents, fueled by jobs and remote work. Many newcomers initially opt for rental housing, creating a robust demand for rental...