Mortgage Relief Could Help US Buyers

Mortgage rates are currently higher than earlier in 2026, but remain below 2025 levels, helping more potential buyers qualify for financing today.
Lower borrowing costs will help potential buyers qualify for financing and obtain a mortgage, making affordability conversations especially important right now for buyers.
The condo market is showing stabilization signs after earlier weakness, and improved affordability is drawing buyers back in some metro areas today.
Regional differences still matter: tighter Northeast inventory and Midwest affordability supported stronger conditions, while the South and West showed softer momentum overall.
For market planning, affordability remains central: property type, regional inventory, and financing conditions are shaping where buyers can move next in 2026.