303-page bill would add grants, pilot funding, and streamline inspections and HUD–USDA reviews to speed rural projects.
It also tightens definitions for denser housing and targets bulk single-family buys by large investors.
A section titled “Homes Are For People, Not Corporations” would bar large institutional investors from certain single-family purchases.
Mortgage industry group praised supply and lending provisions, but warned investor limits and FHA multifamily changes could backfire.
Bill’s House path uncertain, as other priorities lead and some conservatives oppose federal limits on private investment.
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