Are You “Ready” to Buy Your First Home?

Slide 1
Start by narrowing your location, setting a realistic budget, and finding a trusted local realtor.

Slide 2
Factor all costs into your budget, including mortgage, taxes, insurance, and utilities.

Slide 3
Property taxes vary by location, while insurance depends on credit, location, and safety proximity.

Slide 4
Get pre-qualified so lenders assess income, credit, and debt-to-income ratios before home shopping.

Slide 5
Down payments aren’t always 20%; some first-time programs offer 100% financing without PMI.