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US builder confidence registered 35 in Late-Q2, staying below 40 for a 14th straight mo amid affordability pressure, costs, and mortgage-rate headwinds. Builder offers matter: low-60% used sales incentives in Late-Q2, while ~35% cut prices, averaging ~6% reductions...

Renting can offer flexibility and lower short-term costs, while ownership may build wealth, reduce taxes, and become cost-effective over time for many households. If a home fits your needs, compare lenders carefully and look for financing solutions aligned with your...

The U.S. typical home value rose 0.8% to $368,720, with mortgage rate hikes slowing growth and some price declines. In the Phoenix-Mesa-Chandler metro, home values vary widely: the most expensive city has a typical value of $3.52 million, up 11.9% in a year and 78.6%...

Arizona offers various first-time homebuyer programs providing down payment and closing cost assistance, including statewide options like Home Plus and Arizona Is Home, which target rural areas. Local programs in Flagstaff, Maricopa County, Phoenix, and Pima County...

A housing report found homeownership is increasingly an inherited advantage, with children of homeowners often building more housing wealth than children of renters. Down payment help, gifted equity, and inherited property are playing a bigger role, making family...

A new US analysis found nearly nine in 10 homebuyers paid more than necessary because they did not secure the most competitive mortgage offer. The typical borrower spent >$3.3K extra each yr, and over a 30-yr loan that gap reached ~$78K in added mortgage costs...