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Lenders determine mortgage limits using income, debt, credit score, and down payment, often following the 28/36 rule, which suggests housing costs not exceed 28% of pre-tax income and total debt 36%. However, true affordability depends on personal finances, lifestyle,...

The expanded Market Clock® tool shows 70% of the top 100 U.S. metros favor buyers or are trending that way, the highest spring share since 2019. Seller’s markets have shrunk to 25%, with the South dominating buyer-friendly markets and the Midwest still favoring...

Federal housing policy long favored cheaper financing, but the new law signaled a shift toward easing construction, streamlining reviews, and supporting more homebuilding. The core issue was supply: when too few homes exist where demand is strongest, limiting certain...

Higher inventory continues shifting negotiating power toward buyers, particularly across Phoenix and several fast-growing suburban housing markets. Home price growth is expected to remain modest as increased supply limits significant appreciation through the remainder...

The U.S. commercial real estate market is expected to remain resilient and improve in some sectors despite geopolitical tensions. Key drivers include strong demand from tech, reshoring manufacturing, AI infrastructure growth, and favorable demographics. Industrial...