{"id":9508,"date":"2026-05-02T12:00:00","date_gmt":"2026-05-02T19:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9508"},"modified":"2026-05-02T12:00:00","modified_gmt":"2026-05-02T19:00:00","slug":"spring-housing-market-offers-hope-for-buyers-as-rates-dip","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/spring-housing-market-offers-hope-for-buyers-as-rates-dip\/","title":{"rendered":"Spring housing market offers hope for buyers as rates dip"},"content":{"rendered":"
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Mortgage rates in the Phoenix area have eased, creating favorable conditions for buyers with more options and assistance programs available. VA loans offer protection from rate volatility, and builders are providing incentives like closing cost coverage and rate buydowns. Buyers are advised to get preapproved, consider long-term needs, and explore down payment assistance programs. Monitoring rates and inventory can improve negotiating power.<\/p>\n

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Mortgage rates in the Phoenix area have eased, creating favorable conditions for buyers with more options and assistance programs available. VA loans offer protection from rate volatility, and builders are providing incentives like closing cost coverage and rate buydowns. Buyers are advised to get preapproved, consider long-term needs, and explore down payment assistance programs. Monitoring […]<\/p>\n","protected":false},"author":1,"featured_media":9509,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9508","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2tm","jetpack-related-posts":[{"id":9934,"url":"https:\/\/lisamillerpllc.com\/staging\/us-buyers-navigate-low-6-rate-outlook\/","url_meta":{"origin":9508,"position":0},"title":"US Buyers Navigate Low-6% Rate Outlook","author":"admin","date":"August 31, 2026","format":false,"excerpt":"An industry group projected the 30-yr fixed mortgage rate would hold in the low-6% range through the rest of 2026 nationally for buyers. That outlook suggested borrowing costs would stay elevated, continuing to compress affordability for US households shopping the new-home market in the balance of 2026. Entry-level buyers faced\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/new-home-sales-edge-up-but-the-year-over-year-gap-widens-d60f_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9813,"url":"https:\/\/lisamillerpllc.com\/staging\/global-buyers-face-rent-or-buy-choice\/","url_meta":{"origin":9508,"position":1},"title":"Global Buyers Face Rent-or-Buy Choice","author":"admin","date":"July 27, 2026","format":false,"excerpt":"Renting can offer flexibility and lower short-term costs, while ownership may build wealth, reduce taxes, and become cost-effective over time for many households. If a home fits your needs, compare lenders carefully and look for financing solutions aligned with your budget, goals, and buyer profile. With current 30-yr fixed rates\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/making-the-right-choice-when-considering-whether-to-rent-or-buy-a-home-remotion-videos_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9943,"url":"https:\/\/lisamillerpllc.com\/staging\/us-mortgage-rates-hold-mid-6\/","url_meta":{"origin":9508,"position":2},"title":"US Mortgage Rates Hold Mid-6%","author":"admin","date":"September 2, 2026","format":false,"excerpt":"In Mid-Q3, the avg. 30-yr fixed rate sat near 7%, and an expert expected near-term borrowing costs to stay in the mid-6% range. Across major forecasts, analysts expected the 30-yr fixed rate to remain ~6% to mid-6% through 2028, with no return to much lower ranges. For buyers, waiting on\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028-c128_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9820,"url":"https:\/\/lisamillerpllc.com\/staging\/why-home-sales-are-poised-to-pick-up-this-summer\/","url_meta":{"origin":9508,"position":3},"title":"Why Home Sales Are Poised to Pick up This Summer","author":"admin","date":"July 30, 2026","format":false,"excerpt":"Slide 1 More buyers are returning\u2014mortgage rate locks jumped 14% year-over-year, the strongest signal of rising home sales in over three years. Slide 2 Buyers aren't waiting for ultra-low rates anymore\u2014they're realizing today's market may be the new normal. Slide 3 More homes are finally available, giving buyers better choices\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/home-sale-summer-rise-2026_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9525,"url":"https:\/\/lisamillerpllc.com\/staging\/spring-fever-hits-housing-as-buyers-brush-off-rate-hikes\/","url_meta":{"origin":9508,"position":4},"title":"Spring Fever Hits Housing As Buyers Brush Off Rate Hikes","author":"admin","date":"May 8, 2026","format":false,"excerpt":"Contract signings for existing homes rose 1.5% in March despite higher mortgage rates, showing strong buyer demand. Pending sales are down 1.1% year-over-year, with the Northeast and South seeing gains while the Midwest and West declined. The South led growth with a 2.3% annual increase due to price cuts and\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9483,"url":"https:\/\/lisamillerpllc.com\/staging\/is-2026-the-year-to-lock-in-a-rate\/","url_meta":{"origin":9508,"position":5},"title":"Is 2026 the Year to Lock in a Rate?","author":"admin","date":"April 23, 2026","format":false,"excerpt":"30-year fixed rates are projected to gradually ease, remaining mostly above 6%. Fannie Mae forecasts ~5.9% by year-end, while Zillow and Realtor.com expect low- to mid-6% range. Rate reductions may modestly ease payments but won\u2019t offset high prices, taxes, and insurance. Rates tie closely to Treasury yields and Fed policy,\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/rate-2026-predictions_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1.jpg?fit=1080%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9508"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9508\/revisions"}],"predecessor-version":[{"id":9510,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9508\/revisions\/9510"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9509"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9508"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9508"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}