{"id":9543,"date":"2026-05-15T10:00:00","date_gmt":"2026-05-15T17:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9543"},"modified":"2026-05-15T10:00:00","modified_gmt":"2026-05-15T17:00:00","slug":"national-association-of-realtors-uncovers-new-home-buying-solutions","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/national-association-of-realtors-uncovers-new-home-buying-solutions\/","title":{"rendered":"National Association of Realtors Uncovers New Home-Buying Solutions"},"content":{"rendered":"
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Saving for a down payment varies widely by location, with some Midwest cities requiring 2-3 years, while expensive markets like San Jose can take up to 15 years due to high home prices and jumbo loan requirements. Other costly areas include Los Angeles and San Francisco, needing 12-14 years. Buyers can save faster by using down payment assistance, receiving gifts, or shopping lenders for better programs.<\/p>\n

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Continue to full article<\/div>\n

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Saving for a down payment varies widely by location, with some Midwest cities requiring 2-3 years, while expensive markets like San Jose can take up to 15 years due to high home prices and jumbo loan requirements. Other costly areas include Los Angeles and San Francisco, needing 12-14 years. Buyers can save faster by using […]<\/p>\n","protected":false},"author":1,"featured_media":9544,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9543","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2tV","jetpack-related-posts":[{"id":8759,"url":"https:\/\/lisamillerpllc.com\/staging\/price-to-rent-ratio-in-52-cities\/","url_meta":{"origin":9543,"position":0},"title":"Price-to-rent ratio in 52 cities","author":"admin","date":"September 7, 2025","format":false,"excerpt":"The price-to-rent ratio helps determine if buying or renting is more affordable in a city by dividing median home price by annual rent. Ratios below 18 favor buying; above 18 favor renting. Cities like San Jose (45) and San Francisco (36) have high ratios, making renting more cost-effective, while Detroit\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9788,"url":"https:\/\/lisamillerpllc.com\/staging\/the-best-and-worst-cities-for-home-flipping-in-2026\/","url_meta":{"origin":9543,"position":1},"title":"The best and worst cities for home flipping in 2026","author":"admin","date":"July 17, 2026","format":false,"excerpt":"Home flipping remains viable in select U.S. metros with strong population growth, mid-tier home prices, low days on market, and older housing stock. Promising markets include Pittsburgh, Rochester, Buffalo, Hartford, Philadelphia, and Dallas, offering steady appreciation and buyer demand. Riskier markets like San Jose, Austin, Miami, Phoenix, San Francisco, and\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9432,"url":"https:\/\/lisamillerpllc.com\/staging\/will-phoenixs-housing-market-slow-down-in-2026\/","url_meta":{"origin":9543,"position":2},"title":"Will Phoenix\u2019s Housing Market Slow Down in 2026?","author":"admin","date":"April 8, 2026","format":false,"excerpt":"San Francisco is expected to see a decline in home values around -1.7%. High housing costs continue to limit affordability for buyers. The market remains one of the least affordable in the U.S. Price corrections reflect cooling demand after years of rapid growth.","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/phoneix-slowdown-six_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9659,"url":"https:\/\/lisamillerpllc.com\/staging\/home-price-reductions-decline-in-april\/","url_meta":{"origin":9543,"position":3},"title":"Home-Price Reductions Decline in April","author":"admin","date":"June 5, 2026","format":false,"excerpt":"In April, 35.4% of U.S. home sellers cut their asking prices, slightly down from 35.6% in March and below the August peak of 36.6%. The average price cut was 4%. However, 21 metros saw increases in price reductions, with Phoenix rising to 50.8%, Seattle to 29.5%, and Orlando to 47.8%.\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9157,"url":"https:\/\/lisamillerpllc.com\/staging\/u-s-cities-enjoy-gradual-relief-as-rents-decrease\/","url_meta":{"origin":9543,"position":4},"title":"U.S. Cities Enjoy Gradual Relief as Rents Decrease","author":"admin","date":"January 24, 2026","format":false,"excerpt":"Rent prices are declining in seven major U.S. cities due to a surge in new apartment construction creating an oversupply. Austin leads with a 6.6% drop, followed by Denver (4.8%), Jacksonville (4.2%), Phoenix (4.0%), San Diego (3.5%), Las Vegas (3.0%), and Miami (2.7%). Increased vacancies and competition among landlords offer\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8788,"url":"https:\/\/lisamillerpllc.com\/staging\/price-to-rent-ratios-across-52-cities\/","url_meta":{"origin":9543,"position":5},"title":"Price-to-rent ratios across 52 cities","author":"admin","date":"September 20, 2025","format":false,"excerpt":"The price-to-rent ratio helps determine if buying or renting is more affordable in a city by dividing median home price by annual rent. Ratios below 18 favor buying; above 18 favor renting. In 52 U.S. cities, ratios vary widely, with places like San Jose at 45 and Detroit near 8.\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-5.jpg?fit=1080%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9543"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9543\/revisions"}],"predecessor-version":[{"id":9545,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9543\/revisions\/9545"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9544"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}