{"id":9561,"date":"2026-05-22T12:00:00","date_gmt":"2026-05-22T19:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9561"},"modified":"2026-05-22T12:00:00","modified_gmt":"2026-05-22T19:00:00","slug":"phoenix-buyers-how-to-navigate-hoa-fee-changes","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/phoenix-buyers-how-to-navigate-hoa-fee-changes\/","title":{"rendered":"Phoenix Buyers: How to Navigate HOA Fee Changes"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Nearly half of U.S. homes for sale have homeowners association (HOA) fees, which are rising steadily, with the median fee reaching $135 in 2025. Unlike fixed mortgage payments, HOA dues can increase unpredictably, often without homeowner input. Boards managing HOAs may lack financial expertise, leading to underfunded reserves and special assessments. Rising insurance and maintenance costs also drive fee increases. Buyers should research reserve funding, planned repairs, and fee history to avoid surprises.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.arizonafoothillsmagazine.com\/in-house\/in-house-news\/what-phoenix-buyers-need-to-know-about-rising-hoa-fees\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Nearly half of U.S. homes for sale have homeowners association (HOA) fees, which are rising steadily, with the median fee reaching $135 in 2025. Unlike fixed mortgage payments, HOA dues can increase unpredictably, often without homeowner input. Boards managing HOAs may lack financial expertise, leading to underfunded reserves and special assessments. Rising insurance and maintenance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9562,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9561","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2ud","jetpack-related-posts":[{"id":9650,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-buyers-plan-for-hoa-fees\/","url_meta":{"origin":9561,"position":0},"title":"Phoenix Buyers: Plan for HOA Fees","author":"admin","date":"June 1, 2026","format":false,"excerpt":"In Phoenix, HOA dues can shape long-term affordability alongside purchase price and mortgage rates, especially because they are less predictable than fixed payments. HOA boards can usually raise dues without every resident voting, so buyers should understand governance, bylaws, and decision-making before committing to a home. Board experience can vary,\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/phoenix-buyers-hoa_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9976,"url":"https:\/\/lisamillerpllc.com\/staging\/us-hoa-costs-demand-closer-review\/","url_meta":{"origin":9561,"position":1},"title":"US HOA Costs Demand Closer Review","author":"admin","date":"September 14, 2026","format":false,"excerpt":"As someone who\u2019s passionate about helping you build wealth through smart, informed real estate decisions, I want to highlight something that\u2019s often overlooked: HOA costs. When you\u2019re considering a home in a managed community, it\u2019s not just your mortgage, insurance, or taxes that matter\u2014HOA assessments can play a significant role\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/assessments-escalating-homeownership-add0_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9715,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-shade-bill-advances-for-homeowners\/","url_meta":{"origin":9561,"position":2},"title":"Arizona Shade Bill Advances for Homeowners","author":"admin","date":"June 24, 2026","format":false,"excerpt":"Arizona homeowners could gain clearer permission to add commercially manufactured backyard shade structures, even where HOA rules currently restrict them on private lots. The push began after an Arizona family installed a city-approved backyard gazebo, then removed it following an HOA dispute and court process. A state lawmaker sponsored the\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/arizona-backyard-shade_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":6814,"url":"https:\/\/lisamillerpllc.com\/staging\/new-city-of-phoenix-zoning-amendment-to-allow-casitas-and-guesthouse\/","url_meta":{"origin":9561,"position":3},"title":"New City of Phoenix Zoning Amendment to Allow Casitas and Guesthouse","author":"admin","date":"September 6, 2023","format":false,"excerpt":"[et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\"\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2023\/09\/unnamed-2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2023\/09\/unnamed-2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2023\/09\/unnamed-2.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2023\/09\/unnamed-2.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":9321,"url":"https:\/\/lisamillerpllc.com\/staging\/five-things-that-can-affect-the-cost-of-your-first-mortgage\/","url_meta":{"origin":9561,"position":4},"title":"Five Things That Can Affect the Cost of Your First Mortgage","author":"admin","date":"March 8, 2026","format":false,"excerpt":"A fixed-rate mortgage can offer long-term payment stability, while an adjustable-rate mortgage may start with a lower initial payment and more variability over time. Talking with a certified financial counselor can help you understand how housing costs may fit into your overall budget. It also helps to account for additional\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9435,"url":"https:\/\/lisamillerpllc.com\/staging\/condo-vs-single-family-home-financial-comparison\/","url_meta":{"origin":9561,"position":5},"title":"Condo vs. Single-Family Home Financial Comparison","author":"admin","date":"April 9, 2026","format":false,"excerpt":"Slide 1 Single-family homes cost more upfront but offer greater control and flexibility. Slide 2 Condos have lower purchase prices but include ongoing, unpredictable HOA fees. Slide 3 Maintenance differs: homeowners control repairs, condo owners share collective costs. Slide 4 Building equity takes years; frequent moves increase taxes and transaction\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/financially-single-family-condo_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-8.jpg?fit=1080%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9561"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9561\/revisions"}],"predecessor-version":[{"id":9563,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9561\/revisions\/9563"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9562"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}