{"id":9573,"date":"2026-05-25T14:00:00","date_gmt":"2026-05-25T21:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9573"},"modified":"2026-05-25T14:00:00","modified_gmt":"2026-05-25T21:00:00","slug":"mortgage-relief-could-help-us-buyers","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/mortgage-relief-could-help-us-buyers\/","title":{"rendered":"Mortgage Relief Could Help US Buyers"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/home-prices-rising\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates are currently higher than earlier in 2026, but remain below 2025 levels, helping more potential buyers qualify for financing today.<br \/>\nLower borrowing costs will help potential buyers qualify for financing and obtain a mortgage, making affordability conversations especially important right now for buyers.<br \/>\nThe condo market is showing stabilization signs after earlier weakness, and improved affordability is drawing buyers back in some metro areas today.<br \/>\nRegional differences still matter: tighter Northeast inventory and Midwest affordability supported stronger conditions, while the South and West showed softer momentum overall.<br \/>\nFor market planning, affordability remains central: property type, regional inventory, and financing conditions are shaping where buyers can move next in 2026.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are currently higher than earlier in 2026, but remain below 2025 levels, helping more potential buyers qualify for financing today. Lower borrowing costs will help potential buyers qualify for financing and obtain a mortgage, making affordability conversations especially important right now for buyers. The condo market is showing stabilization signs after earlier weakness, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9574,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9573","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2up","jetpack-related-posts":[{"id":10036,"url":"https:\/\/lisamillerpllc.com\/staging\/4-questions-shaping-us-housing-affordability\/","url_meta":{"origin":9573,"position":0},"title":"4 Questions Shaping US Housing Affordability","author":"admin","date":"October 7, 2026","format":false,"excerpt":"Housing affordability is on everyone\u2019s mind these days, and the landscape is shifting in ways that matter for everyday investors and homeowners. We\u2019re seeing clear signals of housing disinflation\u2014buyers and sellers are often out of sync, and sellers are increasingly offering concessions. For those determined to own a home, that\u2026","rel":"","context":"In &quot;Editor's Pick&quot;","block_context":{"text":"Editor's Pick","link":"https:\/\/lisamillerpllc.com\/staging\/category\/editors-pick\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/10\/america-housing-deflation-remotion-videos-70e4_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9934,"url":"https:\/\/lisamillerpllc.com\/staging\/us-buyers-navigate-low-6-rate-outlook\/","url_meta":{"origin":9573,"position":1},"title":"US Buyers Navigate Low-6% Rate Outlook","author":"admin","date":"August 31, 2026","format":false,"excerpt":"An industry group projected the 30-yr fixed mortgage rate would hold in the low-6% range through the rest of 2026 nationally for buyers. That outlook suggested borrowing costs would stay elevated, continuing to compress affordability for US households shopping the new-home market in the balance of 2026. Entry-level buyers faced\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/new-home-sales-edge-up-but-the-year-over-year-gap-widens-d60f_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9929,"url":"https:\/\/lisamillerpllc.com\/staging\/how-much-house-can-i-afford-mortgage-affordability-explained\/","url_meta":{"origin":9573,"position":2},"title":"How much house can I afford? Mortgage affordability explained","author":"admin","date":"August 30, 2026","format":false,"excerpt":"Lenders determine mortgage limits using income, debt, credit score, and down payment, often following the 28\/36 rule, which suggests housing costs not exceed 28% of pre-tax income and total debt 36%. However, true affordability depends on personal finances, lifestyle, and future goals. Buyers should consider all costs, including taxes, insurance,\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-10.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-10.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-10.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-10.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-10.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9851,"url":"https:\/\/lisamillerpllc.com\/staging\/us-affordability-improves-in-2026-forecast\/","url_meta":{"origin":9573,"position":3},"title":"US Affordability Improves in 2026 Forecast","author":"admin","date":"August 12, 2026","format":false,"excerpt":"A midyear forecast sees US home price growth slowing to ~1% in 2026, below inflation, effectively easing real home prices for buyers. Mortgage rates are expected to hold near 6%, while monthly payments are projected to decline ~2% yearly, a combination expected to improve affordability. Existing home sales and inventory\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/home-price-affordability-831a_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9888,"url":"https:\/\/lisamillerpllc.com\/staging\/us-housing-prices-keep-climbing\/","url_meta":{"origin":9573,"position":4},"title":"US Housing Prices Keep Climbing","author":"admin","date":"August 21, 2026","format":false,"excerpt":"Many buyers hoped for better affordability, but home prices stayed resilient nationally as demand held up after the pandemic buying frenzy cooled. A key driver stayed familiar: too many buyers chasing too few homes. Limited inventory continued supporting prices, especially where demand held firm. The market also remained uneven. In\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/expensive-us-housing-146c_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8940,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-market-rebalances-after-years-of-rapid-growth\/","url_meta":{"origin":9573,"position":5},"title":"Phoenix Market Rebalances After Years of Rapid Growth","author":"admin","date":"November 24, 2025","format":false,"excerpt":"The US housing market is cooling after years of rapid price growth, offering more balanced conditions for buyers and sellers. Mortgage rates have dipped slightly, making homes more accessible to potential buyers nationwide. Economic uncertainty is keeping some buyers cautious, even as affordability improves. Phoenix is seeing slower home price\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/11\/phoenix-market-steady_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/home-prices-rising_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9573","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9573"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9573\/revisions"}],"predecessor-version":[{"id":9575,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9573\/revisions\/9575"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9574"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9573"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9573"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9573"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}