{"id":9650,"date":"2026-06-01T10:00:00","date_gmt":"2026-06-01T17:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9650"},"modified":"2026-06-01T10:00:00","modified_gmt":"2026-06-01T17:00:00","slug":"phoenix-buyers-plan-for-hoa-fees","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/phoenix-buyers-plan-for-hoa-fees\/","title":{"rendered":"Phoenix Buyers: Plan for HOA Fees"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/phoenix-buyers-hoa\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>In Phoenix, HOA dues can shape long-term affordability alongside purchase price and mortgage rates, especially because they are less predictable than fixed payments.<br \/>\nHOA boards can usually raise dues without every resident voting, so buyers should understand governance, bylaws, and decision-making before committing to a home.<br \/>\nBoard experience can vary, making reserve planning important; underfunded accounts may lead to delayed maintenance, special assessments, or sudden dues changes for owners.<br \/>\nRising service and insurance costs can pressure association budgets, but HOA communities still appeal for amenities, maintenance, and neighborhood standards that buyers value.<br \/>\nBefore making an offer, ask about reserves, planned assessments, dues history, major repairs expected within 5-10 yr, and any recent reserve study.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In Phoenix, HOA dues can shape long-term affordability alongside purchase price and mortgage rates, especially because they are less predictable than fixed payments. HOA boards can usually raise dues without every resident voting, so buyers should understand governance, bylaws, and decision-making before committing to a home. Board experience can vary, making reserve planning important; underfunded [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9651,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9650","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2vE","jetpack-related-posts":[{"id":9561,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-buyers-how-to-navigate-hoa-fee-changes\/","url_meta":{"origin":9650,"position":0},"title":"Phoenix Buyers: How to Navigate HOA Fee Changes","author":"admin","date":"May 22, 2026","format":false,"excerpt":"Nearly half of U.S. homes for sale have homeowners association (HOA) fees, which are rising steadily, with the median fee reaching $135 in 2025. Unlike fixed mortgage payments, HOA dues can increase unpredictably, often without homeowner input. Boards managing HOAs may lack financial expertise, leading to underfunded reserves and special\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-8.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-8.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-8.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-8.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/1-8.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":6814,"url":"https:\/\/lisamillerpllc.com\/staging\/new-city-of-phoenix-zoning-amendment-to-allow-casitas-and-guesthouse\/","url_meta":{"origin":9650,"position":1},"title":"New City of Phoenix Zoning Amendment to Allow Casitas and Guesthouse","author":"admin","date":"September 6, 2023","format":false,"excerpt":"[et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\"\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2023\/09\/unnamed-2.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2023\/09\/unnamed-2.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2023\/09\/unnamed-2.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2023\/09\/unnamed-2.jpg?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":9272,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-2026-essential-tips-for-rental-buying\/","url_meta":{"origin":9650,"position":2},"title":"Phoenix 2026: Essential Tips for Rental Buying","author":"admin","date":"February 23, 2026","format":false,"excerpt":"Slide 1: Phoenix rental investing in 2026? Your first check is the Arizona vacancy rate\u2014not just the rent price. Slide 2: Use HUD Fair Market Rents as your secret baseline, not the listing's \"pro forma\" dream number. Slide 3: Your real monthly cost must include HOA fees, insurance hikes, AND\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/02\/phoenix-rental-buying-checklist_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9976,"url":"https:\/\/lisamillerpllc.com\/staging\/us-hoa-costs-demand-closer-review\/","url_meta":{"origin":9650,"position":3},"title":"US HOA Costs Demand Closer Review","author":"admin","date":"September 14, 2026","format":false,"excerpt":"As someone who\u2019s passionate about helping you build wealth through smart, informed real estate decisions, I want to highlight something that\u2019s often overlooked: HOA costs. When you\u2019re considering a home in a managed community, it\u2019s not just your mortgage, insurance, or taxes that matter\u2014HOA assessments can play a significant role\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/assessments-escalating-homeownership-add0_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9715,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-shade-bill-advances-for-homeowners\/","url_meta":{"origin":9650,"position":4},"title":"Arizona Shade Bill Advances for Homeowners","author":"admin","date":"June 24, 2026","format":false,"excerpt":"Arizona homeowners could gain clearer permission to add commercially manufactured backyard shade structures, even where HOA rules currently restrict them on private lots. The push began after an Arizona family installed a city-approved backyard gazebo, then removed it following an HOA dispute and court process. A state lawmaker sponsored the\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/arizona-backyard-shade_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9321,"url":"https:\/\/lisamillerpllc.com\/staging\/five-things-that-can-affect-the-cost-of-your-first-mortgage\/","url_meta":{"origin":9650,"position":5},"title":"Five Things That Can Affect the Cost of Your First Mortgage","author":"admin","date":"March 8, 2026","format":false,"excerpt":"A fixed-rate mortgage can offer long-term payment stability, while an adjustable-rate mortgage may start with a lower initial payment and more variability over time. Talking with a certified financial counselor can help you understand how housing costs may fit into your overall budget. It also helps to account for additional\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/1.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/phoenix-buyers-hoa_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9650","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9650"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9650\/revisions"}],"predecessor-version":[{"id":9652,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9650\/revisions\/9652"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9651"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}