{"id":9736,"date":"2026-07-02T12:00:00","date_gmt":"2026-07-02T19:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9736"},"modified":"2026-07-02T12:00:00","modified_gmt":"2026-07-02T19:00:00","slug":"are-mortgage-rates-freezing-sales","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/are-mortgage-rates-freezing-sales\/","title":{"rendered":"Are Mortgage Rates Freezing Sales?"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/freeze-mort-sales\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates above historical norms continue discouraging many potential buyers from entering the housing market.<br \/>\nExisting homeowners remain reluctant to sell because replacing their low-rate mortgages would significantly increase monthly payments.<br \/>\nHome sales activity has stayed subdued despite stable employment and continued population growth across many regions.<br \/>\nEconomists expect only gradual improvement unless borrowing costs decline meaningfully over the coming year.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates above historical norms continue discouraging many potential buyers from entering the housing market. Existing homeowners remain reluctant to sell because replacing their low-rate mortgages would significantly increase monthly payments. Home sales activity has stayed subdued despite stable employment and continued population growth across many regions. Economists expect only gradual improvement unless borrowing costs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9737,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2x2","jetpack-related-posts":[{"id":9943,"url":"https:\/\/lisamillerpllc.com\/staging\/us-mortgage-rates-hold-mid-6\/","url_meta":{"origin":9736,"position":0},"title":"US Mortgage Rates Hold Mid-6%","author":"admin","date":"September 2, 2026","format":false,"excerpt":"In Mid-Q3, the avg. 30-yr fixed rate sat near 7%, and an expert expected near-term borrowing costs to stay in the mid-6% range. Across major forecasts, analysts expected the 30-yr fixed rate to remain ~6% to mid-6% through 2028, with no return to much lower ranges. For buyers, waiting on\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028-c128_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9867,"url":"https:\/\/lisamillerpllc.com\/staging\/nahb-housing-market-index-and-single-family-starts\/","url_meta":{"origin":9736,"position":1},"title":"NAHB Housing Market Index and Single Family Starts","author":"admin","date":"August 16, 2026","format":false,"excerpt":"Builder confidence in newly built single-family homes fell to 34 in July, remaining below 40 for 15 months due to affordability issues from high mortgage rates, material costs, and land prices. Price cuts and sales incentives increased, with 37% of builders reducing prices by an average of 6%. Pending home\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9453,"url":"https:\/\/lisamillerpllc.com\/staging\/us-home-sellers-hope-for-spring-surge\/","url_meta":{"origin":9736,"position":2},"title":"US Home Sellers Hope for Spring Surge","author":"admin","date":"April 16, 2026","format":false,"excerpt":"New listings \u21910.5% yearly in Late-Q1, the first gain since Mid-Q4. Mortgage rates fell to ~6%, and the median monthly home payment \u21933.2% yearly, boosting seller optimism. Brokers called ~6% a buyer \u201cpsychological threshold\u201d; many new listings came from sellers relisting after 2025. Mortgage-purchase applications \u21918% weekly, while pending home\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/us-home-sellers-spring_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":10018,"url":"https:\/\/lisamillerpllc.com\/staging\/us-mortgage-costs-hit-14-month-high\/","url_meta":{"origin":9736,"position":3},"title":"US Mortgage Costs Hit 14-Month High","author":"admin","date":"September 30, 2026","format":false,"excerpt":"Mortgage costs have reached a 14-month high, and that\u2019s putting extra pressure on buyers across the country. By late Q3, the typical monthly payment rose to $2,600 as mortgage rates climbed and median sale prices held steady\u2014now around $399,000, up about 2% from last year. That combination is making affordability\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/mortgage-costs-high-remotion-videos-de5b_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9384,"url":"https:\/\/lisamillerpllc.com\/staging\/how-could-the-iran-war-affect-the-u-s-housing-market\/","url_meta":{"origin":9736,"position":4},"title":"How Could the Iran War Affect the U.S. Housing Market?","author":"admin","date":"March 26, 2026","format":false,"excerpt":"Mortgage rates rose to about 6.13% for a 30-year fixed loan, climbing above 6% after briefly dropping below that level, reflecting early market reactions to the conflict. Higher oil prices and disrupted trade routes could push inflation up, which may keep mortgage rates elevated and increase borrowing costs for homebuyers.\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/03\/iran-affect-us_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9888,"url":"https:\/\/lisamillerpllc.com\/staging\/us-housing-prices-keep-climbing\/","url_meta":{"origin":9736,"position":5},"title":"US Housing Prices Keep Climbing","author":"admin","date":"August 21, 2026","format":false,"excerpt":"Many buyers hoped for better affordability, but home prices stayed resilient nationally as demand held up after the pandemic buying frenzy cooled. A key driver stayed familiar: too many buyers chasing too few homes. Limited inventory continued supporting prices, especially where demand held firm. The market also remained uneven. In\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/expensive-us-housing-146c_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/freeze-mort-sales_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9736"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9736\/revisions"}],"predecessor-version":[{"id":9738,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9736\/revisions\/9738"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9737"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}