{"id":9739,"date":"2026-07-03T10:00:00","date_gmt":"2026-07-03T17:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/?p=9739"},"modified":"2026-07-03T10:00:00","modified_gmt":"2026-07-03T17:00:00","slug":"arizona-homebuyers-find-creative-paths-to-financing","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/arizona-homebuyers-find-creative-paths-to-financing\/","title":{"rendered":"Arizona Homebuyers Find Creative Paths to Financing"},"content":{"rendered":"
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Arizona faces a severe housing shortage with a 2025 deficit of nearly 56,000 units and a long-term gap exceeding 110,000 homes. Residential permits dropped 14% in 2025, the slowest since 2019, making it take over 119 years to close the gap at current rates. Home prices fell 2.9% but remain 11.1% above pre-pandemic levels. Only 42% of households can afford average mortgage payments, down from two-thirds in 2019. The state received a "C-" housing grade due to worsening construction and affordability issues.<\/p>\n

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Arizona faces a severe housing shortage with a 2025 deficit of nearly 56,000 units and a long-term gap exceeding 110,000 homes. Residential permits dropped 14% in 2025, the slowest since 2019, making it take over 119 years to close the gap at current rates. Home prices fell 2.9% but remain 11.1% above pre-pandemic levels. Only […]<\/p>\n","protected":false},"author":1,"featured_media":9740,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9739","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2x5","jetpack-related-posts":[{"id":9653,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-housing-gap-has-deeper-roots\/","url_meta":{"origin":9739,"position":0},"title":"Arizona Housing Gap Has Deeper Roots","author":"admin","date":"June 3, 2026","format":false,"excerpt":"Slide 1 Everyone blames short-term rentals for Arizona's housing crisis\u2026 but the real story? Way deeper, way messier. Slide 2 Since 2010, Arizona added 57K short-term listings but lost 55K vacation homes\u2014basically a swap, not a takeover. Slide 3 The real culprit: home building crashed after 2008, and permits fell\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/arizona-housing-shortages_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8553,"url":"https:\/\/lisamillerpllc.com\/staging\/your-path-to-owning-a-3-bed-home-in-arizona\/","url_meta":{"origin":9739,"position":1},"title":"Your Path to Owning a 3-Bed Home in Arizona","author":"admin","date":"July 3, 2025","format":false,"excerpt":"In 2025, buying a home remains out of reach for many Americans as housing prices continue to rise. A recent report shows that in 35 out of 50 states, a 6-figure income is now required to afford a median-priced 3-bed home. In high-cost states like Arizona, buyers need a household\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/07\/arizona-3bed-income_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9745,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-home-prices-drop-bringing-hope-for-affordability\/","url_meta":{"origin":9739,"position":2},"title":"Arizona Home Prices Drop, Bringing Hope for Affordability","author":"admin","date":"July 5, 2026","format":false,"excerpt":"Arizona faces a housing supply and demand imbalance, with only 42% of households able to afford a new mortgage, down from 66% in 2019. Despite a nearly 3% drop in home prices in 2025, housing remains very expensive. The state is estimated to be short by nearly 56,000 housing units,\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":8703,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-2025-2026-desert-market-finds-its-balance\/","url_meta":{"origin":9739,"position":3},"title":"Arizona 2025-2026: Desert Market Finds Its Balance","author":"admin","date":"August 21, 2025","format":false,"excerpt":"Home values expected to dip slightly through 2025 before stabilizing, signaling a soft correction rather than a sharp market downturn. 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New housing helps maintain affordability despite rising population and urban development.","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/11\/year-round-building-arizona_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1.jpg?fit=1080%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9739","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9739"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9739\/revisions"}],"predecessor-version":[{"id":9741,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9739\/revisions\/9741"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9740"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}