{"id":9768,"date":"2026-07-11T12:00:00","date_gmt":"2026-07-11T19:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9768"},"modified":"2026-07-11T12:00:00","modified_gmt":"2026-07-11T19:00:00","slug":"down-payment-assistance-programs-in-arizona-2026","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/down-payment-assistance-programs-in-arizona-2026\/","title":{"rendered":"Down Payment Assistance Programs in Arizona 2026"},"content":{"rendered":"
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Arizona provides various down payment assistance (DPA) programs statewide and regionally, offering grants, forgivable loans, and tax credits to qualified buyers. Programs like Home Plus and Arizona Is Home offer below-market mortgages with assistance, while county-specific options provide grants or forgivable loans. Eligibility often depends on income limits tied to area median income (AMI), credit scores, and homebuyer education completion. These programs aim to ease upfront costs and support homeownership across Arizona.<\/p>\n

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Arizona provides various down payment assistance (DPA) programs statewide and regionally, offering grants, forgivable loans, and tax credits to qualified buyers. Programs like Home Plus and Arizona Is Home offer below-market mortgages with assistance, while county-specific options provide grants or forgivable loans. Eligibility often depends on income limits tied to area median income (AMI), credit […]<\/p>\n","protected":false},"author":1,"featured_media":9769,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9768","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2xy","jetpack-related-posts":[{"id":9807,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-first-time-homebuyer-programs\/","url_meta":{"origin":9768,"position":0},"title":"Arizona First-Time Homebuyer Programs","author":"admin","date":"July 25, 2026","format":false,"excerpt":"Arizona offers various first-time homebuyer programs providing down payment and closing cost assistance, including statewide options like Home Plus and Arizona Is Home, which target rural areas. Local programs in Flagstaff, Maricopa County, Phoenix, and Pima County offer additional aid with specific income, credit, and residency requirements. Federal loans such\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-9.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-9.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-9.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-9.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-9.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9979,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-guide-for-first-time-homebuyers\/","url_meta":{"origin":9768,"position":1},"title":"Arizona Guide for First-Time Homebuyers","author":"admin","date":"September 16, 2026","format":false,"excerpt":"Navigating your first home purchase in Arizona can feel overwhelming, but with the right approach, it\u2019s entirely within reach. As someone who guides Phoenix-area buyers through these decisions every day, I always encourage starting with a solid financial foundation: check your credit, pay down revolving debt, and hold off on\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/the-first-time-homebuyers-guide-to-navigating-the-arizona-real-estate-market-remotion-videos-cdad_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":10030,"url":"https:\/\/lisamillerpllc.com\/staging\/the-first-time-homebuyers-guide-to-navigating-the-arizona-real-estate-market\/","url_meta":{"origin":9768,"position":2},"title":"The first-time homebuyer’s guide to navigating the Arizona real estate market","author":"admin","date":"October 4, 2026","format":false,"excerpt":"Buying your first home in Arizona is a big step toward financial freedom and lasting security. As someone who helps Phoenix-area residents make smart real estate decisions, I know the process can feel overwhelming\u2014especially if you\u2019re focused on building long-term wealth and protecting your future. Here are a few essentials\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/10\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/10\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/10\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/10\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/10\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":8660,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-americas-next-hot-growth-market\/","url_meta":{"origin":9768,"position":3},"title":"Arizona: America\u2019s Next Hot Growth Market","author":"admin","date":"August 8, 2025","format":false,"excerpt":"Arizona ranks among the fastest-growing states in the US as of 2025. Arizona's cities offer sunshine, jobs, and outdoor living. The cost of living remains budget-friendly in Arizona. Growth is fueled by retirees and young professionals alike. It\u2019s a top pick for quality of life seekers.","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/08\/fast-grow-arizona_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8449,"url":"https:\/\/lisamillerpllc.com\/staging\/whats-the-wait-time-for-first-time-buyers-in-arizona\/","url_meta":{"origin":9768,"position":4},"title":"What\u2019s the Wait Time for First-Time Buyers in Arizona?","author":"admin","date":"June 4, 2025","format":false,"excerpt":"A new study has ranked U.S. states based on the difficulty first-time homebuyers face when trying to enter the housing market. Arizona ranks #7 overall (tied), making it one of the seventh hardest states for first-time buyers to afford a home. The median home value in Arizona is $403K, with\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/06\/arizona-firsttime-wait_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8502,"url":"https:\/\/lisamillerpllc.com\/staging\/arizona-among-the-least-generous-states-for-renters\/","url_meta":{"origin":9768,"position":5},"title":"Arizona: Among the Least Generous States for Renters","author":"admin","date":"June 16, 2025","format":false,"excerpt":"Arizona has an avg rent of $1,582\/mo. The avg apartment size is 847 sq ft. Rent per sq ft comes to about $1.86. Arizona is known for a growing rental market with higher costs. 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