{"id":9803,"date":"2026-07-23T16:00:00","date_gmt":"2026-07-23T23:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9803"},"modified":"2026-07-23T16:00:00","modified_gmt":"2026-07-23T23:00:00","slug":"housing-is-becoming-inherited","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/housing-is-becoming-inherited\/","title":{"rendered":"Housing Is Becoming Inherited"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/housing-inherited-advantage-remotion-videos-9067\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>A housing report found homeownership is increasingly an inherited advantage, with children of homeowners often building more housing wealth than children of renters.<br \/>\nDown payment help, gifted equity, and inherited property are playing a bigger role, making family transfers more influential in who ultimately becomes a homeowner.<br \/>\nThe same research linked slower household formation, weaker labor markets, lower consumer confidence, and heavier financial burdens on younger households to shifting housing demand.<br \/>\nFor context on affordability, the median existing single-family home now sells for nearly five times median household income, showing how access has narrowed.<br \/>\nOnly a small share of renters earn enough to qualify for buying, while labor income alone is becoming less effective for saving and wealth building.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A housing report found homeownership is increasingly an inherited advantage, with children of homeowners often building more housing wealth than children of renters. Down payment help, gifted equity, and inherited property are playing a bigger role, making family transfers more influential in who ultimately becomes a homeowner. The same research linked slower household formation, weaker [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2y7","jetpack-related-posts":[{"id":9522,"url":"https:\/\/lisamillerpllc.com\/staging\/housing-bill-tightens-investor-homebuying-rules\/","url_meta":{"origin":9803,"position":0},"title":"Housing Bill Tightens Investor Homebuying Rules","author":"admin","date":"May 7, 2026","format":false,"excerpt":"On March 10, 2026, the housing bill passed the Senate and returned to the House, highlighting bipartisan national focus on homeownership and tougher investor limits. A newly added section would bar large institutional investors owning >350 single-family homes from buying more, making build-to-rent and related strategies harder. The bill defined\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/road-housing-investors_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9534,"url":"https:\/\/lisamillerpllc.com\/staging\/senate-passes-housing-bill-amid-industry-scrutiny\/","url_meta":{"origin":9803,"position":1},"title":"Senate Passes Housing Bill Amid Industry Scrutiny","author":"admin","date":"May 11, 2026","format":false,"excerpt":"303-page bill would add grants, pilot funding, and streamline inspections and HUD\u2013USDA reviews to speed rural projects. It also tightens definitions for denser housing and targets bulk single-family buys by large investors. A section titled \u201cHomes Are For People, Not Corporations\u201d would bar large institutional investors from certain single-family purchases.\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/senate-bill-industry_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8843,"url":"https:\/\/lisamillerpllc.com\/staging\/whats-fueling-the-multifamily-housing-boom-in-2025\/","url_meta":{"origin":9803,"position":2},"title":"What\u2019s Fueling the Multifamily Housing Boom in 2025?","author":"admin","date":"October 13, 2025","format":false,"excerpt":"Renter households are growing fast \u2014 2.5% vs. 0.8% owner growth this year. Single-family starts expected \u2193 3.0% in 2025, \u2193 0.5% in 2026, then rebound in 2027. Multifamily housing is booming \u2014 up 6% in 2025 as buyers shift to renting. Inventory of unsold new homes nearly 4\u00d7 higher\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/10\/rent-buy-construction_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9867,"url":"https:\/\/lisamillerpllc.com\/staging\/nahb-housing-market-index-and-single-family-starts\/","url_meta":{"origin":9803,"position":3},"title":"NAHB Housing Market Index and Single Family Starts","author":"admin","date":"August 16, 2026","format":false,"excerpt":"Builder confidence in newly built single-family homes fell to 34 in July, remaining below 40 for 15 months due to affordability issues from high mortgage rates, material costs, and land prices. Price cuts and sales incentives increased, with 37% of builders reducing prices by an average of 6%. Pending home\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/1-6.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":8998,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-housing-market-outpaces-national-trends-again-in-2025\/","url_meta":{"origin":9803,"position":4},"title":"Phoenix housing market outpaces national trends again in 2025","author":"admin","date":"December 12, 2025","format":false,"excerpt":"Single-family home sales in Greater Phoenix rose 3.8% year-to-date, outperforming national trends with nearly 52,000 homes sold. New listings increased 8%, pending sales slightly up, and median home price rose 0.4% to $480,000. Housing affordability improved, with 71% of households able to afford median homes. Inventory grew 19.2%, averaging 4.4\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9214,"url":"https:\/\/lisamillerpllc.com\/staging\/how-2025-shaped-metro-phoenix-single-family-housing\/","url_meta":{"origin":9803,"position":5},"title":"How 2025 shaped Metro Phoenix single-family housing","author":"admin","date":"February 6, 2026","format":false,"excerpt":"Greater Phoenix single-family home sales rose 4.5% in 2025, outperforming the national 1% decline. Pending sales increased 2.4%, new listings 6.9%, and inventory supply grew 5.7%. The median home price was $480,000, up 0.3%, with affordability improving by 6%. Market activity varied by area: Scottsdale prices rose 4.2%, Goodyear sales\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/housing-inherited-advantage-remotion-videos-9067_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9803","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9803"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9803\/revisions"}],"predecessor-version":[{"id":9806,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9803\/revisions\/9806"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9804"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9803"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9803"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9803"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}