{"id":9813,"date":"2026-07-27T13:00:00","date_gmt":"2026-07-27T20:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9813"},"modified":"2026-07-27T13:00:00","modified_gmt":"2026-07-27T20:00:00","slug":"global-buyers-face-rent-or-buy-choice","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/global-buyers-face-rent-or-buy-choice\/","title":{"rendered":"Global Buyers Face Rent-or-Buy Choice"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/making-the-right-choice-when-considering-whether-to-rent-or-buy-a-home-remotion-videos\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Renting can offer flexibility and lower short-term costs, while ownership may build wealth, reduce taxes, and become cost-effective over time for many households.<br \/>\nIf a home fits your needs, compare lenders carefully and look for financing solutions aligned with your budget, goals, and buyer profile.<br \/>\nWith current 30-yr fixed rates around ~6% to near 7%, affordability matters. A future refinance could help if rates cycle lower after purchase.<br \/>\nAdjustable-rate mortgages may also fit some current higher-rate environments, because payments can benefit when rates cycle lower under the right loan structure.<br \/>\nPrequalification is an educational first step, showing buying power, estimated payments, and loan options without creating a commitment to purchase right away.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Renting can offer flexibility and lower short-term costs, while ownership may build wealth, reduce taxes, and become cost-effective over time for many households. If a home fits your needs, compare lenders carefully and look for financing solutions aligned with your budget, goals, and buyer profile. With current 30-yr fixed rates around ~6% to near 7%, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9814,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9813","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2yh","jetpack-related-posts":[{"id":9943,"url":"https:\/\/lisamillerpllc.com\/staging\/us-mortgage-rates-hold-mid-6\/","url_meta":{"origin":9813,"position":0},"title":"US Mortgage Rates Hold Mid-6%","author":"admin","date":"September 2, 2026","format":false,"excerpt":"In Mid-Q3, the avg. 30-yr fixed rate sat near 7%, and an expert expected near-term borrowing costs to stay in the mid-6% range. Across major forecasts, analysts expected the 30-yr fixed rate to remain ~6% to mid-6% through 2028, with no return to much lower ranges. For buyers, waiting on\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028-c128_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8960,"url":"https:\/\/lisamillerpllc.com\/staging\/found-a-good-mortgage-rate-lock-it-in\/","url_meta":{"origin":9813,"position":1},"title":"Found a Good Mortgage Rate? Lock It In!","author":"admin","date":"December 2, 2025","format":false,"excerpt":"Obtaining the lowest mortgage interest rate is crucial for prospective homeowners, as lower rates lead to reduced monthly payments. However, advertised rates may not be available by the time of closing due to daily fluctuations. A mortgage rate lock guarantees a specific rate, protecting borrowers from rising rates but potentially\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9039,"url":"https:\/\/lisamillerpllc.com\/staging\/how-to-qualify-for-a-lower-mortgage-rate\/","url_meta":{"origin":9813,"position":2},"title":"How to Qualify for a Lower Mortgage Rate","author":"admin","date":"December 30, 2025","format":false,"excerpt":"Securing a lower mortgage rate depends on factors like credit score, down payment size, employment history, and debt-to-income ratio. To improve your chances, focus on enhancing your credit score by making timely payments, reducing debt, and maintaining a low credit utilization ratio. Save for a substantial down payment, build a\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9245,"url":"https:\/\/lisamillerpllc.com\/staging\/negotiate-your-mortgage-rate-and-save-money-in-the-long-run\/","url_meta":{"origin":9813,"position":3},"title":"Negotiate your mortgage rate and save money in the long run","author":"admin","date":"February 15, 2026","format":false,"excerpt":"Mortgages vary in type and rates, with 15-year mortgages typically having lower rates than 30-year ones. To negotiate a better mortgage rate, it's essential to shop around and compare offers from multiple lenders. A strong credit score, income, and assets can enhance your negotiating position. If your credit isn't great,\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9123,"url":"https:\/\/lisamillerpllc.com\/staging\/mortgage-comparison-guide-for-first-time-homebuyers\/","url_meta":{"origin":9813,"position":4},"title":"Mortgage Comparison Guide for First\u2011Time Homebuyers","author":"admin","date":"January 23, 2026","format":false,"excerpt":"When buying a home, choosing between fixed-rate and adjustable-rate mortgages depends on your financial situation and plans. Fixed-rate loans offer stable payments, while adjustable-rate loans have fluctuating rates after an initial period. Government-backed loans assist those with lower credit or special groups, often requiring lower down payments, whereas conventional loans\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9160,"url":"https:\/\/lisamillerpllc.com\/staging\/how-to-get-a-home-loan-what-to-know-before-you-apply\/","url_meta":{"origin":9813,"position":5},"title":"How to Get a Home Loan: What to Know Before You Apply","author":"admin","date":"January 25, 2026","format":false,"excerpt":"Before applying for a mortgage, understand your credit score, as higher scores improve approval chances and lower interest rates. Know your affordable price range by considering your debt-to-income ratio, ideally below 36%. Plan your down payment, typically 10-20%, to reduce loan size and avoid extra insurance costs. Choose between fixed-rate\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/making-the-right-choice-when-considering-whether-to-rent-or-buy-a-home-remotion-videos_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9813"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9813\/revisions"}],"predecessor-version":[{"id":9815,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9813\/revisions\/9815"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9814"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}