{"id":9835,"date":"2026-08-06T11:00:00","date_gmt":"2026-08-06T18:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9835"},"modified":"2026-08-06T11:00:00","modified_gmt":"2026-08-06T18:00:00","slug":"buyers-see-new-downpayment-leverage","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/buyers-see-new-downpayment-leverage\/","title":{"rendered":"Buyers See New Downpayment Leverage"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/buyers-leverage-downpayments\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Balanced or buyer-friendly conditions now appear across much of the country, giving shoppers more room to negotiate instead of overextending upfront cash.<br \/>\nIncreased inventory and moderating home prices are easing pressure on buyers, helping some offers compete without oversized downpayment commitments in today&#039;s Real Estate market.<br \/>\nSome reentering buyers are using government-backed programs with lower downpayment requirements, widening access even as affordability remains challenging for many households today.<br \/>\nAn economist described the numbers as a shift toward buyers, with improving conditions broadening the market while still requiring careful planning ahead.<br \/>\nRecent Early-Q2 data gave mixed signals on continuation, including a seasonally typical downpayment uptick for buyers watching costs closely and planning next steps.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Balanced or buyer-friendly conditions now appear across much of the country, giving shoppers more room to negotiate instead of overextending upfront cash. Increased inventory and moderating home prices are easing pressure on buyers, helping some offers compete without oversized downpayment commitments in today&#039;s Real Estate market. Some reentering buyers are using government-backed programs with lower [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9836,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9835","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2yD","jetpack-related-posts":[{"id":9013,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-homes-a-golden-opportunity-for-buyers\/","url_meta":{"origin":9835,"position":0},"title":"Phoenix Homes: A Golden Opportunity for Buyers","author":"admin","date":"December 17, 2025","format":false,"excerpt":"Median sale price as of Oct: $462,228 Sellers: 31,159 Buyers: 19,628 Sellers outnumber buyers by 58.7%. Nationally, sellers outnumber buyers by 36.8%. Steady prices and higher inventory make Phoenix a buyer-leaning market.","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/12\/phoenix-buyers-paradise_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9573,"url":"https:\/\/lisamillerpllc.com\/staging\/mortgage-relief-could-help-us-buyers\/","url_meta":{"origin":9835,"position":1},"title":"Mortgage Relief Could Help US Buyers","author":"admin","date":"May 25, 2026","format":false,"excerpt":"Mortgage rates are currently higher than earlier in 2026, but remain below 2025 levels, helping more potential buyers qualify for financing today. Lower borrowing costs will help potential buyers qualify for financing and obtain a mortgage, making affordability conversations especially important right now for buyers. The condo market is showing\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/home-prices-rising_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9537,"url":"https:\/\/lisamillerpllc.com\/staging\/us-buyers-gain-spring-market-leverage\/","url_meta":{"origin":9835,"position":2},"title":"US Buyers Gain Spring Market Leverage","author":"admin","date":"May 13, 2026","format":false,"excerpt":"New listings \u2193~1% yearly after a prior Easter-driven surge, but sellers still appear to be reengaging at a measured, sustainable pace nationally. Active inventory \u2191~3% yearly, with year-to-date supply \u2191~7%, giving shoppers more options while buyers continue absorbing available homes instead of letting supply pile up. Median listing prices \u2193~2%\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/weekly-housing-trends_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9668,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-inventory-gives-buyers-more-options\/","url_meta":{"origin":9835,"position":3},"title":"Phoenix Inventory Gives Buyers More Options","author":"admin","date":"June 8, 2026","format":false,"excerpt":"Active listings across the Valley reached ~20K in Early-Q2, giving buyers far more choices than recent tight market conditions across the Phoenix area. Near record-high supply makes preparation matter: buyers can compare homes carefully, while sellers need sharper pricing conversations before listing decisions in Phoenix. A local investor described a\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/phoenix-housing-inventory_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9697,"url":"https:\/\/lisamillerpllc.com\/staging\/2026-first-time-buyers-need-savings-strategy\/","url_meta":{"origin":9835,"position":4},"title":"2026 First-Time Buyers Need Savings Strategy","author":"admin","date":"June 17, 2026","format":false,"excerpt":"First-time buyers need more than a deposit: closing costs, moving expenses, insurance, taxes, lender fees, and repairs all belong in the plan. 2026 may offer decent opportunities for stable, prepared buyers, with 30-yr fixed mortgages in the low-6% range and easing forecast ahead this yr. A buyer's market can expand\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/saving-house-buyers_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9700,"url":"https:\/\/lisamillerpllc.com\/staging\/real-estate-prep-for-2026-buyers\/","url_meta":{"origin":9835,"position":5},"title":"Real Estate Prep for 2026 Buyers","author":"admin","date":"June 18, 2026","format":false,"excerpt":"More inventory gives buyers added choice in 2026, potentially reducing multiple-offer pressure and creating more room for thoughtful property decisions before signing contracts. Mortgage rates could fluctuate in the low-6% to mid-6% range, so preapproval helps buyers show seriousness while planning monthly payments with confidence. Higher housing costs and stricter\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/real-estate-transactions-remotion-videos_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/buyers-leverage-downpayments_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9835","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9835"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9835\/revisions"}],"predecessor-version":[{"id":9837,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9835\/revisions\/9837"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9836"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}