{"id":9841,"date":"2026-08-08T09:00:00","date_gmt":"2026-08-08T16:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9841"},"modified":"2026-08-08T09:00:00","modified_gmt":"2026-08-08T16:00:00","slug":"homes-away-from-home-cities-with-the-most-vacation-property-mortgages","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/homes-away-from-home-cities-with-the-most-vacation-property-mortgages\/","title":{"rendered":"Homes Away From Home: Cities With the Most Vacation Property Mortgages"},"content":{"rendered":"
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In 2025, U.S. mortgage lenders originated about 93,000 loans for second homes, a 3.9% increase from 2024. New York led with 2,706 loans, followed by Phoenix, Miami, North Port, and Riverside. Median second-home values rose 25.3% to $495,000, while median borrower income increased 40.1% to $255,000. Nearly all loans (99.89%) were conventional, reflecting stricter financing options and higher costs for second homes.<\/p>\n

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In 2025, U.S. mortgage lenders originated about 93,000 loans for second homes, a 3.9% increase from 2024. New York led with 2,706 loans, followed by Phoenix, Miami, North Port, and Riverside. Median second-home values rose 25.3% to $495,000, while median borrower income increased 40.1% to $255,000. Nearly all loans (99.89%) were conventional, reflecting stricter financing […]<\/p>\n","protected":false},"author":1,"featured_media":9842,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2yJ","jetpack-related-posts":[{"id":8875,"url":"https:\/\/lisamillerpllc.com\/staging\/median-price-hits-500k-in-phoenix\/","url_meta":{"origin":9841,"position":0},"title":"Median Price Hits $500K in Phoenix","author":"admin","date":"October 29, 2025","format":false,"excerpt":"Phoenix sold 792 single-family homes in September 2025, up \u2248 4.1% year-over-year. Median sold price in Phoenix was $500,000, up ~2% from September 2024. Average sold price in Phoenix was about $637,489, roughly a 4.3% year-over-year gain. Homes in Phoenix took 78 days on market in September 2025, compared to\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/10\/medianprice-hits-phoenix_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9381,"url":"https:\/\/lisamillerpllc.com\/staging\/how-long-does-it-take-to-sell-a-house-in-phoenix-in-2026\/","url_meta":{"origin":9841,"position":1},"title":"How Long Does It Take to Sell a House in Phoenix in 2026?","author":"admin","date":"March 25, 2026","format":false,"excerpt":"Days on market: Phoenix median is 76 days vs. 66 nationally. Two-week sales: 23.8% of Phoenix homes sell in 14 days vs. 28.6% nationally. Median price: Phoenix sits at ~$459K vs. ~$423K nationally. Sale-to-list ratio: Phoenix averages 97.7% vs. 97.9% nationally. Price gap: Phoenix median homes cost ~$36K more than\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/03\/sell-house-phoenix_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8998,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-housing-market-outpaces-national-trends-again-in-2025\/","url_meta":{"origin":9841,"position":2},"title":"Phoenix housing market outpaces national trends again in 2025","author":"admin","date":"December 12, 2025","format":false,"excerpt":"Single-family home sales in Greater Phoenix rose 3.8% year-to-date, outperforming national trends with nearly 52,000 homes sold. New listings increased 8%, pending sales slightly up, and median home price rose 0.4% to $480,000. Housing affordability improved, with 71% of households able to afford median homes. Inventory grew 19.2%, averaging 4.4\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9013,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-homes-a-golden-opportunity-for-buyers\/","url_meta":{"origin":9841,"position":3},"title":"Phoenix Homes: A Golden Opportunity for Buyers","author":"admin","date":"December 17, 2025","format":false,"excerpt":"Median sale price as of Oct: $462,228 Sellers: 31,159 Buyers: 19,628 Sellers outnumber buyers by 58.7%. Nationally, sellers outnumber buyers by 36.8%. 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