{"id":9851,"date":"2026-08-12T17:00:00","date_gmt":"2026-08-13T00:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/?p=9851"},"modified":"2026-08-12T17:00:00","modified_gmt":"2026-08-13T00:00:00","slug":"us-affordability-improves-in-2026-forecast","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/us-affordability-improves-in-2026-forecast\/","title":{"rendered":"US Affordability Improves in 2026 Forecast"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/home-price-affordability-831a\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>A midyear forecast sees US home price growth slowing to ~1% in 2026, below inflation, effectively easing real home prices for buyers.<br \/>\nMortgage rates are expected to hold near 6%, while monthly payments are projected to decline ~2% yearly, a combination expected to improve affordability.<br \/>\nExisting home sales and inventory growth are both predicted to rise modestly in 2026, though gains are expected to come in below earlier expectations.<br \/>\nNew home construction has slowed nationally, while housing shortages still persist in some parts of the country, showing the market continues working through adjustments.<br \/>\nOverall, the forecast points to improving affordability and fresh opportunities, even as sales, inventory, and construction trends are expected to advance more cautiously.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A midyear forecast sees US home price growth slowing to ~1% in 2026, below inflation, effectively easing real home prices for buyers. Mortgage rates are expected to hold near 6%, while monthly payments are projected to decline ~2% yearly, a combination expected to improve affordability. Existing home sales and inventory growth are both predicted to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2yT","jetpack-related-posts":[{"id":9348,"url":"https:\/\/lisamillerpllc.com\/staging\/5-key-housing-market-trends-to-watch-in-2026\/","url_meta":{"origin":9851,"position":0},"title":"5 Key Housing Market Trends to Watch in 2026","author":"admin","date":"March 16, 2026","format":false,"excerpt":"Home Values Will Rise Modestly \u2013 National home values are expected to increase ~1.2%, signaling a stable market for buyers and sellers. Existing Home Sales Will Climb \u2013 Sales of existing homes are projected to grow ~4.3%, improving inventory and choice for buyers. Mortgage Rates Remain Above 6% \u2013 Rates\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/03\/5-key-predictions_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8831,"url":"https:\/\/lisamillerpllc.com\/staging\/mortgage-rate-forecast-mid-q3-to-late-q4-2025\/","url_meta":{"origin":9851,"position":1},"title":"Mortgage Rate Forecast: Mid-Q3 to Late-Q4 2025","author":"admin","date":"October 9, 2025","format":false,"excerpt":"Mortgage rates are forecasted to gradually decline from around 6.7% in August to approximately 6.3%-6.5% by December 2025. Leading experts like NAR and Fannie Mae predict rates will stay steady in the mid-6% range with no major drops below 6%. The gradual easing is driven by expected Federal Reserve policy\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/10\/forecast-mid-late_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9172,"url":"https:\/\/lisamillerpllc.com\/staging\/will-u-s-real-estate-thaw-continue\/","url_meta":{"origin":9851,"position":2},"title":"Will U.S. Real Estate Thaw Continue?","author":"admin","date":"January 28, 2026","format":false,"excerpt":"The U.S. Real Estate housing market in 2026 is expected to continue a slow thaw, not a dramatic rebound. Affordability is improving unevenly, with gains strongest where supply expands and weakest in constrained regions. Wage growth and easing mortgage rates supported affordability in 2025, while price growth slowed to the\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/01\/us-thaw-continue_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8816,"url":"https:\/\/lisamillerpllc.com\/staging\/how-high-will-home-prices-go-by-2028\/","url_meta":{"origin":9851,"position":3},"title":"How High Will Home Prices Go by 2028?","author":"admin","date":"October 2, 2025","format":false,"excerpt":"Experts project US home prices \u2191 15.2% cumulatively by the end of 2028. Optimistic forecasts expect \u2191 24.3% cumulative growth by 2028, driven by strong demand and limited inventory. Pessimistic estimates show only \u2191 5.6% growth, citing high rates and affordability as key barriers. The wide forecast range signals ongoing\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2025\/10\/high-twentyeight-prices_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9823,"url":"https:\/\/lisamillerpllc.com\/staging\/nahb-index-opportunities-emerge-amid-affordability-challenges\/","url_meta":{"origin":9851,"position":4},"title":"NAHB Index: Opportunities Emerge Amid Affordability Challenges","author":"admin","date":"July 31, 2026","format":false,"excerpt":"Builder confidence in the housing market declined in June, with the Housing Market Index dropping 2 points to 35, marking the 26th consecutive negative reading. Current sales fell to 38, expected sales remained at 45, and buyer traffic stayed at 25. Regionally, the Northeast rose to 50, the Midwest held\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-11.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-11.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-11.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-11.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/1-11.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9829,"url":"https:\/\/lisamillerpllc.com\/staging\/us-builder-confidence-posts-mid-q2-gain\/","url_meta":{"origin":9851,"position":5},"title":"US Builder Confidence Posts Mid-Q2 Gain","author":"admin","date":"August 3, 2026","format":false,"excerpt":"Builder confidence \u21913 points from Early-Q2 to 37 in Mid-Q2, topping forecast 34, while still below the 50 favorable threshold for new homes. Current sales \u21913 points to 40; expected sales over next 6 mo \u21913 to 45; prospective buyer traffic \u21913 to 25 nationally. Regional Builder Confidence Northeast: \u21915\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/nahb-housing-market-index-affordability-challenges-persist_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/home-price-affordability-831a_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9851"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9851\/revisions"}],"predecessor-version":[{"id":9859,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9851\/revisions\/9859"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9852"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}