{"id":9934,"date":"2026-08-31T09:00:00","date_gmt":"2026-08-31T16:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9934"},"modified":"2026-08-31T09:00:00","modified_gmt":"2026-08-31T16:00:00","slug":"us-buyers-navigate-low-6-rate-outlook","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/us-buyers-navigate-low-6-rate-outlook\/","title":{"rendered":"US Buyers Navigate Low-6% Rate Outlook"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/new-home-sales-edge-up-but-the-year-over-year-gap-widens-d60f\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>An industry group projected the 30-yr fixed mortgage rate would hold in the low-6% range through the rest of 2026 nationally for buyers.<br \/>\nThat outlook suggested borrowing costs would stay elevated, continuing to compress affordability for US households shopping the new-home market in the balance of 2026.<br \/>\nEntry-level buyers faced the strongest pressure, with the projected rate path leaving less room for affordability relief as the year moved forward.<br \/>\nThe projection pointed to continued affordability pressure rather than meaningful easing, reinforcing that elevated mortgage rates still shaped buyer activity in this cycle.<br \/>\nFor the rest of 2026, the central takeaway was stability in rates, but not relief, especially for buyers trying to enter the market.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>An industry group projected the 30-yr fixed mortgage rate would hold in the low-6% range through the rest of 2026 nationally for buyers. That outlook suggested borrowing costs would stay elevated, continuing to compress affordability for US households shopping the new-home market in the balance of 2026. Entry-level buyers faced the strongest pressure, with the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9935,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9934","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2Ae","jetpack-related-posts":[{"id":10036,"url":"https:\/\/lisamillerpllc.com\/staging\/4-questions-shaping-us-housing-affordability\/","url_meta":{"origin":9934,"position":0},"title":"4 Questions Shaping US Housing Affordability","author":"admin","date":"October 7, 2026","format":false,"excerpt":"Housing affordability is on everyone\u2019s mind these days, and the landscape is shifting in ways that matter for everyday investors and homeowners. We\u2019re seeing clear signals of housing disinflation\u2014buyers and sellers are often out of sync, and sellers are increasingly offering concessions. For those determined to own a home, that\u2026","rel":"","context":"In &quot;Editor's Pick&quot;","block_context":{"text":"Editor's Pick","link":"https:\/\/lisamillerpllc.com\/staging\/category\/editors-pick\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/10\/america-housing-deflation-remotion-videos-70e4_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9348,"url":"https:\/\/lisamillerpllc.com\/staging\/5-key-housing-market-trends-to-watch-in-2026\/","url_meta":{"origin":9934,"position":1},"title":"5 Key Housing Market Trends to Watch in 2026","author":"admin","date":"March 16, 2026","format":false,"excerpt":"Home Values Will Rise Modestly \u2013 National home values are expected to increase ~1.2%, signaling a stable market for buyers and sellers. Existing Home Sales Will Climb \u2013 Sales of existing homes are projected to grow ~4.3%, improving inventory and choice for buyers. Mortgage Rates Remain Above 6% \u2013 Rates\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/03\/5-key-predictions_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9817,"url":"https:\/\/lisamillerpllc.com\/staging\/us-buyers-see-more-builder-incentives\/","url_meta":{"origin":9934,"position":2},"title":"US Buyers See More Builder Incentives","author":"admin","date":"July 29, 2026","format":false,"excerpt":"US builder confidence registered 35 in Late-Q2, staying below 40 for a 14th straight mo amid affordability pressure, costs, and mortgage-rate headwinds. Builder offers matter: low-60% used sales incentives in Late-Q2, while ~35% cut prices, averaging ~6% reductions for new-home buyers across the US. Industry leaders point to a US\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/affordability-builder-sentiment-remotion-videos_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9851,"url":"https:\/\/lisamillerpllc.com\/staging\/us-affordability-improves-in-2026-forecast\/","url_meta":{"origin":9934,"position":3},"title":"US Affordability Improves in 2026 Forecast","author":"admin","date":"August 12, 2026","format":false,"excerpt":"A midyear forecast sees US home price growth slowing to ~1% in 2026, below inflation, effectively easing real home prices for buyers. Mortgage rates are expected to hold near 6%, while monthly payments are projected to decline ~2% yearly, a combination expected to improve affordability. Existing home sales and inventory\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/home-price-affordability-831a_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9888,"url":"https:\/\/lisamillerpllc.com\/staging\/us-housing-prices-keep-climbing\/","url_meta":{"origin":9934,"position":4},"title":"US Housing Prices Keep Climbing","author":"admin","date":"August 21, 2026","format":false,"excerpt":"Many buyers hoped for better affordability, but home prices stayed resilient nationally as demand held up after the pandemic buying frenzy cooled. A key driver stayed familiar: too many buyers chasing too few homes. Limited inventory continued supporting prices, especially where demand held firm. The market also remained uneven. In\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/expensive-us-housing-146c_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9573,"url":"https:\/\/lisamillerpllc.com\/staging\/mortgage-relief-could-help-us-buyers\/","url_meta":{"origin":9934,"position":5},"title":"Mortgage Relief Could Help US Buyers","author":"admin","date":"May 25, 2026","format":false,"excerpt":"Mortgage rates are currently higher than earlier in 2026, but remain below 2025 levels, helping more potential buyers qualify for financing today. Lower borrowing costs will help potential buyers qualify for financing and obtain a mortgage, making affordability conversations especially important right now for buyers. The condo market is showing\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/home-prices-rising_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/new-home-sales-edge-up-but-the-year-over-year-gap-widens-d60f_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9934","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9934"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9934\/revisions"}],"predecessor-version":[{"id":9936,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9934\/revisions\/9936"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9935"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9934"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9934"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9934"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}