{"id":9943,"date":"2026-09-02T09:00:00","date_gmt":"2026-09-02T16:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9943"},"modified":"2026-09-02T09:00:00","modified_gmt":"2026-09-02T16:00:00","slug":"us-mortgage-rates-hold-mid-6","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/us-mortgage-rates-hold-mid-6\/","title":{"rendered":"US Mortgage Rates Hold Mid-6%"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028-c128\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>In Mid-Q3, the avg. 30-yr fixed rate sat near 7%, and an expert expected near-term borrowing costs to stay in the mid-6% range.<br \/>\nAcross major forecasts, analysts expected the 30-yr fixed rate to remain ~6% to mid-6% through 2028, with no return to much lower ranges.<br \/>\nFor buyers, waiting on dramatically lower rates may mean missing a market with slower price growth, more listings, and fewer bidding-war pressures.<br \/>\nIn the current market, pending and existing home sales edged higher, and improving inventory plus builder concessions could give buyers and sellers more flexibility.<br \/>\nRefinancing relief appears limited, but homeowners can still consider refinancing to shorten a loan, switch from an ARM, or access equity strategically.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In Mid-Q3, the avg. 30-yr fixed rate sat near 7%, and an expert expected near-term borrowing costs to stay in the mid-6% range. Across major forecasts, analysts expected the 30-yr fixed rate to remain ~6% to mid-6% through 2028, with no return to much lower ranges. For buyers, waiting on dramatically lower rates may mean [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9944,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9943","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2An","jetpack-related-posts":[{"id":9655,"url":"https:\/\/lisamillerpllc.com\/staging\/homebuyers-return-despite-higher-mortgage-rates\/","url_meta":{"origin":9943,"position":0},"title":"Homebuyers Return Despite Higher Mortgage Rates","author":"admin","date":"June 4, 2026","format":false,"excerpt":"Purchase mortgage applications \u21914% from the prior period and \u21917% yearly, showing buyers re-engaging despite higher borrowing costs across major loan types. Total mortgage application volume \u2191~2% for the May 8 period, while 30-yr fixed rates reached the mid-6% range, their highest recent reading. Context matters: the buyer rebound followed\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/homebuyers-mortgage-applications_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9540,"url":"https:\/\/lisamillerpllc.com\/staging\/us-spring-listings-rise-buyers-lag\/","url_meta":{"origin":9943,"position":1},"title":"US Spring Listings Rise, Buyers Lag","author":"admin","date":"May 14, 2026","format":false,"excerpt":"Across the US, new listings \u21913% yearly in the 4 weeks ending April 19, the biggest gain since Late-Fall, while pending sales \u21931.2% yearly. Lower mortgage rates helped activity: avg.\u00a030-yr fixed fell to low-6%. Even so, the current spring buying season started slowly. Sale prices \u21912% yearly, rates stayed above\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/05\/homeowners-listing-homes-spring_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9813,"url":"https:\/\/lisamillerpllc.com\/staging\/global-buyers-face-rent-or-buy-choice\/","url_meta":{"origin":9943,"position":2},"title":"Global Buyers Face Rent-or-Buy Choice","author":"admin","date":"July 27, 2026","format":false,"excerpt":"Renting can offer flexibility and lower short-term costs, while ownership may build wealth, reduce taxes, and become cost-effective over time for many households. If a home fits your needs, compare lenders carefully and look for financing solutions aligned with your budget, goals, and buyer profile. With current 30-yr fixed rates\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/07\/making-the-right-choice-when-considering-whether-to-rent-or-buy-a-home-remotion-videos_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9934,"url":"https:\/\/lisamillerpllc.com\/staging\/us-buyers-navigate-low-6-rate-outlook\/","url_meta":{"origin":9943,"position":3},"title":"US Buyers Navigate Low-6% Rate Outlook","author":"admin","date":"August 31, 2026","format":false,"excerpt":"An industry group projected the 30-yr fixed mortgage rate would hold in the low-6% range through the rest of 2026 nationally for buyers. That outlook suggested borrowing costs would stay elevated, continuing to compress affordability for US households shopping the new-home market in the balance of 2026. Entry-level buyers faced\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/new-home-sales-edge-up-but-the-year-over-year-gap-widens-d60f_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9697,"url":"https:\/\/lisamillerpllc.com\/staging\/2026-first-time-buyers-need-savings-strategy\/","url_meta":{"origin":9943,"position":4},"title":"2026 First-Time Buyers Need Savings Strategy","author":"admin","date":"June 17, 2026","format":false,"excerpt":"First-time buyers need more than a deposit: closing costs, moving expenses, insurance, taxes, lender fees, and repairs all belong in the plan. 2026 may offer decent opportunities for stable, prepared buyers, with 30-yr fixed mortgages in the low-6% range and easing forecast ahead this yr. A buyer's market can expand\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/saving-house-buyers_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9483,"url":"https:\/\/lisamillerpllc.com\/staging\/is-2026-the-year-to-lock-in-a-rate\/","url_meta":{"origin":9943,"position":5},"title":"Is 2026 the Year to Lock in a Rate?","author":"admin","date":"April 23, 2026","format":false,"excerpt":"30-year fixed rates are projected to gradually ease, remaining mostly above 6%. Fannie Mae forecasts ~5.9% by year-end, while Zillow and Realtor.com expect low- to mid-6% range. Rate reductions may modestly ease payments but won\u2019t offset high prices, taxes, and insurance. Rates tie closely to Treasury yields and Fed policy,\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/04\/rate-2026-predictions_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028-c128_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9943","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9943"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9943\/revisions"}],"predecessor-version":[{"id":9945,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9943\/revisions\/9945"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9944"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}