{"id":9995,"date":"2026-09-21T15:00:00","date_gmt":"2026-09-21T22:00:00","guid":{"rendered":"https:\/\/lisamillerpllc.com\/staging\/?p=9995"},"modified":"2026-09-21T15:00:00","modified_gmt":"2026-09-21T22:00:00","slug":"715000-land-contracts-recorded-nationwide","status":"publish","type":"post","link":"https:\/\/lisamillerpllc.com\/staging\/715000-land-contracts-recorded-nationwide\/","title":{"rendered":"715,000 Land Contracts Recorded Nationwide"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/lisa-miller-2\/expanding-mortgage-access-remotion-videos-d1cd\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Land contracts\u2014sometimes called contracts for deed\u2014have seen over 715,000 recordings nationwide. For buyers who don\u2019t qualify for a traditional mortgage, these seller-financing arrangements often feel like the only option, especially for lower-cost homes, manufactured homes, rural properties, or those older fixer-uppers. But it\u2019s important to know: land contracts generally come with fewer legal protections for buyers than standard mortgages.<\/p>\n<p>As a real estate advisor committed to guiding my community toward smart, stress-free investing, I see this trend as a reminder of why expanding access to safe, affordable mortgages matters. When mortgages are more accessible, we see less reliance on these riskier contracts\u2014opening the door to safer financial pathways for more families and investors.<\/p>\n<p>Researchers recommend solutions like making small mortgages more available, modernizing manufactured-home titles, and improving renovation lending so more homes and buyers can qualify for mortgages. Since land contracts are likely to remain part of the landscape, stronger recording rules and better buyer protections are also key. My aim is always to help clients navigate these options with confidence, building long-term wealth while steering clear of unnecessary risk.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Land contracts\u2014sometimes called contracts for deed\u2014have seen over 715,000 recordings nationwide. For buyers who don\u2019t qualify for a traditional mortgage, these seller-financing arrangements often feel like the only option, especially for lower-cost homes, manufactured homes, rural properties, or those older fixer-uppers. But it\u2019s important to know: land contracts generally come with fewer legal protections for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9996,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3],"tags":[],"class_list":["post-9995","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/paOTA9-2Bd","jetpack-related-posts":[{"id":9665,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-housing-market-sees-closings-up-contracts-down-amid-mixed-signals\/","url_meta":{"origin":9995,"position":0},"title":"Phoenix housing market sees closings up, contracts down amid mixed signals","author":"admin","date":"June 7, 2026","format":false,"excerpt":"Greater Phoenix's single-family home closed sales rose 4.7% year over year in April, outperforming the national decline. However, pending sales dropped 31.5%, and new listings fell 12.1%, indicating potential future challenges. Inventory increased 2%, with homes on the market longer. Median home prices rose slightly by 1.6%, while affordability remained\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/1-2.jpg?fit=1080%2C1080&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":9700,"url":"https:\/\/lisamillerpllc.com\/staging\/real-estate-prep-for-2026-buyers\/","url_meta":{"origin":9995,"position":1},"title":"Real Estate Prep for 2026 Buyers","author":"admin","date":"June 18, 2026","format":false,"excerpt":"More inventory gives buyers added choice in 2026, potentially reducing multiple-offer pressure and creating more room for thoughtful property decisions before signing contracts. Mortgage rates could fluctuate in the low-6% to mid-6% range, so preapproval helps buyers show seriousness while planning monthly payments with confidence. Higher housing costs and stricter\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/06\/real-estate-transactions-remotion-videos_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":9888,"url":"https:\/\/lisamillerpllc.com\/staging\/us-housing-prices-keep-climbing\/","url_meta":{"origin":9995,"position":2},"title":"US Housing Prices Keep Climbing","author":"admin","date":"August 21, 2026","format":false,"excerpt":"Many buyers hoped for better affordability, but home prices stayed resilient nationally as demand held up after the pandemic buying frenzy cooled. A key driver stayed familiar: too many buyers chasing too few homes. Limited inventory continued supporting prices, especially where demand held firm. The market also remained uneven. In\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/08\/expensive-us-housing-146c_share.jpg?fit=496%2C279&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":8940,"url":"https:\/\/lisamillerpllc.com\/staging\/phoenix-market-rebalances-after-years-of-rapid-growth\/","url_meta":{"origin":9995,"position":3},"title":"Phoenix Market Rebalances After Years of Rapid Growth","author":"admin","date":"November 24, 2025","format":false,"excerpt":"The US housing market is cooling after years of rapid price growth, offering more balanced conditions for buyers and sellers. 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Builder offers matter: low-60% used sales incentives in Late-Q2, while ~35% cut prices, averaging ~6% reductions for new-home buyers across the US. 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This reform is expected to add 3,800 homes annually by 2035, lower new home prices by 5%, create 34,000 jobs, and boost the economy by $6.4 billion.\u2026","rel":"","context":"In &quot;News&quot;","block_context":{"text":"News","link":"https:\/\/lisamillerpllc.com\/staging\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lisamillerpllc.com\/staging\/wp-content\/uploads\/2026\/09\/expanding-mortgage-access-remotion-videos-d1cd_share.jpg?fit=496%2C279&ssl=1","_links":{"self":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/comments?post=9995"}],"version-history":[{"count":1,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9995\/revisions"}],"predecessor-version":[{"id":9997,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/posts\/9995\/revisions\/9997"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media\/9996"}],"wp:attachment":[{"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/media?parent=9995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/categories?post=9995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lisamillerpllc.com\/staging\/wp-json\/wp\/v2\/tags?post=9995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}