Will Fed Policy Impact Your Loan?

The Fed is expected to hold rates steady through late 2025 at 4.25%–4.5%.
Mortgage rates may fluctuate between 6.5% and 7.2% for 30-year loans this year.
15-year mortgage rates are forecasted to stay near 6% depending on inflation trends.
Home prices may stabilize near $417,000, with modest regional dips or gains expected.
If the Fed cuts rates late 2025, homebuying demand could increase sharply.