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6 Common Ways People Pay Off a Mortgage Sooner

6 Common Ways People Pay Off a Mortgage Sooner

Paying off a mortgage early may reduce total interest paid over time and can change your overall financial picture. Common approaches people consider include refinancing into a shorter term, making an extra payment in some years, setting aside funds for additional...
Places Building the Most New Homes in America

Places Building the Most New Homes in America

The U.S. faces a housing shortage of 2.5 to 5.5 million units, driving affordability issues despite higher interest rates. New home construction varies across metros, with some areas like Raleigh-Cary, NC, and Austin-Round Rock, TX, leading in new housing units...
How Credit Scores Can Affect Mortgage Pre-Approval

How Credit Scores Can Affect Mortgage Pre-Approval

Mortgage pre-approval and interest rates can be influenced by your credit profile, but requirements vary by lender and situation. Credit utilization, payment history, and overall debt levels are common factors lenders review, along with your debt-to-income ratio. It...
Supply and Demand’s Effect on Housing

Supply and Demand’s Effect on Housing

High demand, low supply → ↑ prices; oversupply, low demand → ↓ prices. Equilibrium price reached when supply matches demand in the market. Interest rates, economic conditions, and demographics influence housing supply and demand.
Where New-Construction Home Sales Grew the Most in 2025

Where New-Construction Home Sales Grew the Most in 2025

New-home sales grew most in Southern and Western U.S. counties in 2025, with Tennessee's Wilson County and Arizona's Maricopa County leading at 44% growth. The South and West benefit from more permissive zoning, enabling higher volumes of affordable homes....