by admin | Jan 21, 2026 | News
Home sales projected to grow 4.9% in 2026. Median home prices expected to decline -2.3%. Sales growth offsets falling prices. Buyers may find more affordable options. Sellers face slower price appreciation.
by admin | Jan 20, 2026 | News
Before making a home offer, securing mortgage financing is crucial. Mortgage prequalification is a basic financial review, while preapproval involves detailed verification and carries more weight with sellers. Preapproval requires extensive documentation, including...
by admin | Jan 19, 2026 | News
Slide 1 Homes are finally more budget-friendly—median price $385K, up $9K since last year! Slide 2 Mortgage rates dropped 0.7% since May—your dream home might cost less now. Slide 3 Inventory jumped 18%—more homes to choose from than any November since 2015! Slide 4...
by admin | Jan 18, 2026 | News
Refinancing a mortgage can lead to savings, but it requires upfront costs that may take years to recoup. To determine the break-even point, add total refinancing costs and divide by monthly savings. Common reasons for refinancing include securing a lower interest...
by admin | Jan 17, 2026 | News
When shopping for a mortgage, it's essential to prepare your finances by reviewing your credit score, calculating your debt-to-income ratio, and assessing your savings for upfront costs. Determine how much you can afford, including down payments and ongoing...