by admin | Feb 10, 2026 | News
A rising number of Americans are self-employed, making it challenging to secure a mortgage. Lenders may not count all income and often view self-employed individuals as riskier borrowers. However, mortgages for self-employed borrowers are available. To improve chances...
by admin | Feb 9, 2026 | News
Slide 1: 2026 housing rebound is coming—but it’s slow, steady, not a sudden boom. Slide 2: Redfin calls it the “Great Housing Reset”: incomes finally outpacing home prices. Slide 3: NAR predicts +14% existing home sales, +5% new homes, with mortgage rates ~6%. Slide...
by admin | Feb 8, 2026 | News
Shopping for a mortgage involves understanding mortgage points, which allow borrowers to pay a fee to lower their interest rate and monthly payments. Typically, one point costs about 1% of the mortgage and reduces the rate by 0.25%. The savings depend on how long you...
by admin | Feb 7, 2026 | News
Homeowners should avoid common mortgage mistakes such as not shopping around for lenders, paying off debt before pre-approval, quitting a job, and lacking cash for closing costs. Other pitfalls include accepting undocumented cash, failing to check credit reports,...
by admin | Feb 6, 2026 | News
Greater Phoenix single-family home sales rose 4.5% in 2025, outperforming the national 1% decline. Pending sales increased 2.4%, new listings 6.9%, and inventory supply grew 5.7%. The median home price was $480,000, up 0.3%, with affordability improving by 6%. Market...
