480-309-0519
Fed Signals Limited 2026 Cuts

Fed Signals Limited 2026 Cuts

Federal Reserve officials cut rates again but signaled a cautious outlook, projecting only one additional interest-rate cut in 2026. Policymakers remain divided on forecasts, with some predicting steady rates next year while others anticipate multiple reductions....

How to apply for a mortgage: The complete guide

Before making a home offer, securing mortgage financing is crucial. Mortgage prequalification is a basic financial review, while preapproval involves detailed verification and carries more weight with sellers. Preapproval requires extensive documentation, including...
Mortgage Rates Drop: Homes Still Climbing?

Mortgage Rates Drop: Homes Still Climbing?

Slide 1 Homes are finally more budget-friendly—median price $385K, up $9K since last year! Slide 2 Mortgage rates dropped 0.7% since May—your dream home might cost less now. Slide 3 Inventory jumped 18%—more homes to choose from than any November since 2015! Slide 4...

How to Calculate the Break-Even Point on a Mortgage Refinance

Refinancing a mortgage can lead to savings, but it requires upfront costs that may take years to recoup. To determine the break-even point, add total refinancing costs and divide by monthly savings. Common reasons for refinancing include securing a lower interest...