by admin | Aug 31, 2026 | News
An industry group projected the 30-yr fixed mortgage rate would hold in the low-6% range through the rest of 2026 nationally for buyers. That outlook suggested borrowing costs would stay elevated, continuing to compress affordability for US households shopping the...
by admin | Aug 30, 2026 | News
Lenders determine mortgage limits using income, debt, credit score, and down payment, often following the 28/36 rule, which suggests housing costs not exceed 28% of pre-tax income and total debt 36%. However, true affordability depends on personal finances, lifestyle,...
by admin | Aug 29, 2026 | News
The expanded Market Clock® tool shows 70% of the top 100 U.S. metros favor buyers or are trending that way, the highest spring share since 2019. Seller’s markets have shrunk to 25%, with the South dominating buyer-friendly markets and the Midwest still favoring...
by admin | Aug 27, 2026 | News
by admin | Aug 26, 2026 | News
Federal housing policy long favored cheaper financing, but the new law signaled a shift toward easing construction, streamlining reviews, and supporting more homebuilding. The core issue was supply: when too few homes exist where demand is strongest, limiting certain...
