Blog
Thinking of Listing in Winter? These Tips Can Help
Winter home sales slow due to holidays and cold weather, but motivated buyers remain active. Fewer listings in winter can reduce competition and strengthen seller negotiating power. Improving curb appeal and maintaining safe, clear walkways is essential during winter...
How to Get a Mortgage When You’re Self-Employed
A rising number of Americans are self-employed, making it challenging to secure a mortgage. Lenders may not count all income and often view self-employed individuals as riskier borrowers. However, mortgages for self-employed borrowers are available. To improve chances...
Is a Slow Rebound Coming for US Homes?
Slide 1: 2026 housing rebound is coming—but it’s slow, steady, not a sudden boom. Slide 2: Redfin calls it the “Great Housing Reset”: incomes finally outpacing home prices. Slide 3: NAR predicts +14% existing home sales, +5% new homes, with mortgage rates ~6%. Slide...
An Easy-To-Understand Guide On Mortgage Points
Shopping for a mortgage involves understanding mortgage points, which allow borrowers to pay a fee to lower their interest rate and monthly payments. Typically, one point costs about 1% of the mortgage and reduces the rate by 0.25%. The savings depend on how long you...
What Not to Do During the Mortgage Process (Avoid These 10 Mistakes)
Homeowners should avoid common mortgage mistakes such as not shopping around for lenders, paying off debt before pre-approval, quitting a job, and lacking cash for closing costs. Other pitfalls include accepting undocumented cash, failing to check credit reports,...
How 2025 shaped Metro Phoenix single-family housing
Greater Phoenix single-family home sales rose 4.5% in 2025, outperforming the national 1% decline. Pending sales increased 2.4%, new listings 6.9%, and inventory supply grew 5.7%. The median home price was $480,000, up 0.3%, with affordability improving by 6%. Market...