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In 2025, U.S. mortgage lenders originated about 93,000 loans for second homes, a 3.9% increase from 2024. New York led with 2,706 loans, followed by Phoenix, Miami, North Port, and Riverside. Median second-home values rose 25.3% to $495,000, while median borrower...

The Phoenix housing market is stable, with a slight decline in active inventory but still high availability and longer selling times. Home sales dropped 3% from April, new listings fell 12.4%, and inventory slightly decreased. The median price rose 1.9% to $458,500....

Balanced or buyer-friendly conditions now appear across much of the country, giving shoppers more room to negotiate instead of overextending upfront cash. Increased inventory and moderating home prices are easing pressure on buyers, helping some offers compete without...

Current tracking showed US single-family existing home prices ↑~1.3% yearly, signaling a modest national gain rather than a sharp swing in overall housing values. The measure focused specifically on single-family existing homes, keeping attention on one important...

Builder confidence ↑3 points from Early-Q2 to 37 in Mid-Q2, topping forecast 34, while still below the 50 favorable threshold for new homes. Current sales ↑3 points to 40; expected sales over next 6 mo ↑3 to 45; prospective buyer traffic ↑3 to 25 nationally. Regional...

Government regulations add about $132,000, or 26.4%, to the cost of a typical new single-family home, worsening housing affordability. Regulatory costs have risen 40% since 2021, with building code changes adding the largest burden. Delays and extra development...