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Home Values Will Rise Modestly – National home values are expected to increase ~1.2%, signaling a stable market for buyers and sellers. Existing Home Sales Will Climb – Sales of existing homes are projected to grow ~4.3%, improving inventory and choice for buyers....

Refinancing a mortgage may change your interest rate, access equity, or adjust loan terms, but it also comes with closing costs that can vary widely. These costs, often a percentage of the loan amount, may include fees like title insurance, appraisal, and origination,...

No-closing-cost refinancing is a term some lenders use to describe a refinance with fewer upfront fees, often by rolling certain closing costs into the loan balance or through lender credits that may be reflected in the interest rate. While it can preserve cash flow...

To successfully buy your first home, start by checking your credit score to secure better loan options. Work with a loan officer to understand loan types, get pre-qualified, and set a realistic budget including down payment, monthly payments, and additional costs like...

Create a checklist with your agent to prepare for home closing efficiently. Confirm closing costs and down payment; obtain a certified or cashier’s check. Perform a final walkthrough within 24 hours to ensure repairs and inclusions are complete. Resolve issues with...

Arizona home prices remain elevated, driven by strong migration and population growth. Expanding sectors like tech, healthcare, and manufacturing support sustained buyer confidence. Limited inventory, labor shortages, and rising construction costs restrict new supply....